Cumberland County


101 Gray Rd
Falmouth, ME 04105
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.66% →
1-Year CD 0.90% 0.67% →
2-Year CD 1.00% 0.75% →
5-Year CD 1.41% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Cumberland County is an NCUA insured institution located in Falmouth, ME. It was founded in 1954 and has approximately $353.75 millions in assets.

Who can join?

Who can join?

Anyone who lives, works, or worships in Cumberland and/or York Counties, Maine and family members of current members are eligible to join.

NCUA Insured Yes / Federally Chartered
Charter Number # # 9500
Date Established 1954
Assets $353.75 million
Loans $179.43 million
Deposits $319.66 million
Capital $31.93 million

Field of Membership Restrictions

Membership is open to those who live, work, or worship in Cumberland and York Counties in Maine. Membership is also open to immediate family of current members.

Deposit Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $2,500 $4,999 Learn More
Money Market
0.35% $2,500 $2,999 Learn More
Money Market
0.35% $10,000 $14,999 Learn More
Money Market
0.40% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.55% $10,000 $14,999 Learn More
6 Mo CD
0.65% $100,000 $199,999 Learn More
12 Mo CD
0.80% $10,000 $14,999 Learn More
12 Mo CD
0.90% $100,000 $199,999 Learn More
24 Mo CD
0.90% $10,000 $14,999 Learn More
24 Mo CD
1.00% $100,000 $199,999 Learn More
36 Mo CD
1.06% $10,000 $14,999 Learn More
36 Mo CD
1.16% $100,000 $199,999 Learn More
48 Mo CD
1.16% $10,000 $14,999 Learn More
48 Mo CD
1.26% $100,000 $199,999 Learn More
60 Mo CD
1.31% $10,000 $14,999 Learn More
60 Mo CD
1.41% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.20% $1 $499 Learn MoreShow Less

Loan Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for CUMBERLAND COUNTY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.790% 2.750% 0.50 $1,290 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Cumberland County branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Cumberland County Locations

Financial Details

Cumberland County Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cumberland County. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Cumberland County U.S. Average
28.17% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Cumberland County had $9,358,559 in non-current loans and $3,614 in owned assets. To cover these potential losses it had $31,927,809 in net worth and $1,304,226 in loans loss reserves. That gives it a Texas Ratio of 28.17%.

Net Worth
Cumberland County U.S. Average
9.02% 12.67%

Cumberland County FCU has a net worth of 9.02% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Cumberland County

Branches and Savings

What is Cumberland County?

A federal credit union, registered with the NCUA under certificate #9500.
Learn more about credit unions here.

Is Cumberland County FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Cumberland County is insured by the NCUA.

Who can join Cumberland County?

Please see Field of Membership information above for information on who is eligible to join.

What are Cumberland County's share account and share certificate rates?

Cumberland County's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Cumberland County?

Cumberland County has total capital of $31.93 million. Full information on Cumberland County's financial position is located above.

Who owns Cumberland County?

Credit Unions are owned by their members.

Where are Cumberland County branches located?

See branch locations nearby.

Are Cumberland County ATMs Open 24/7?

Do Cumberland County ATMs accept cash deposits?

Can Cumberland County customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Cumberland County have a mobile app?

Does Cumberland County have mobile deposit?

Does Cumberland County have quick pay?

How can Cumberland County transfer money to other banks or credit unions?

Does Cumberland County report to credit bureaus?

Does Cumberland County use Chexsystems?

Does Cumberland County use Equifax?

What is Cumberland County's toll free phone number?

What is Cumberland County's ACH Routing Number?

What is Cumberland County's SWIFT code?

Where can I find Cumberland County's wire transfer form?

What is the Cumberland County address for deposits?

What Products Does Cumberland County Offer

Does Cumberland County offer mortgages?

Compare mortgage rates here.

Does Cumberland County offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Cumberland County offer auto and RV loans?

Compare auto loan rates here.

Does Cumberland County offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Cumberland County

  • October 29, 2020 |

    CDs 12 Month Rates

    For simple individual transactions, I have nothing but good experiences with Cumberland Credit Union

  • September 10, 2020

    CDs 12 Month Rates

    This rate is not available at Cumberland County Credit Union.

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