DAKOTA PLAINS

PO Box 389
Lemmon, SD 57638

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 11526
Date Established 1957
Assets $55.44 million
Loans $48.14 million
Deposits $47.68 million
Capital $4.95 million

Dakota Plains is an NCUA insured institution located in Lemmon, SD. It was founded in 1957 and has approximately $55.44 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Hughes, Buffalo, Hyde, Lyman, Stanley or Sully County or the underserved areas of Butte, Corson, Dewey, Haakon, Harding, Jones, Meade, Perkins or Ziebach County in South Dakota or Adams, Bowman, Grant, Hettinger or Sioux County in North Dakota.

Deposit Rates - August 24, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.25% $10,001 $25,000 Learn MoreShow Less
Money Market
0.30% $25,001 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
2.01% $100 $24,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
1.26% $250 $24,999 Learn MoreShow Less
3 Mo CD
1.26% $100,000 - Learn MoreShow Less
1.51% $250 $24,999 Learn MoreShow Less
6 Mo CD
1.51% $100,000 - Learn MoreShow Less
2.01% $100 $24,999 Learn MoreShow Less
12 Mo CD
2.01% $100,000 - Learn MoreShow Less
2.21% $100 $24,999 Learn MoreShow Less
24 Mo CD
2.21% $100,000 - Learn MoreShow Less
2.41% $100 $24,999 Learn MoreShow Less
36 Mo CD
2.41% $100,000 - Learn MoreShow Less
2.62% $100 $24,999 Learn MoreShow Less
48 Mo CD
2.62% $100,000 - Learn MoreShow Less
2.82% $100 $24,999 Learn MoreShow Less
60 Mo CD
2.82% $100,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
1.56% $1,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.11% $1 $2,499 Learn MoreShow Less
Int Ckg
0.15% $2,500 - Learn MoreShow Less

Loan Rates - August 24, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for DAKOTA PLAINS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.529% 3.500% 0.38 $898 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
More Info

Note to DAKOTA PLAINS
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Dakota Plains branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Dakota Plains Locations


Financial Details

Dakota Plains Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Dakota Plains. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Dakota Plains U.S. Average
14.51% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Dakota Plains had $775,105 in non-current loans and $14,924 in owned assets. To cover these potential losses it had $4,954,439 in net worth and $489,689 in loans loss reserves. That gives it a Texas Ratio of 14.51%.

Net Worth
Dakota Plains U.S. Average
8.93% 13.47%

Dakota Plains FCU has a net worth of 8.93% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Dakota Plains

Branches and Savings

What is Dakota Plains?

A federal credit union, registered with the NCUA under certificate #11526.
Learn more about credit unions here.

Is Dakota Plains FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Dakota Plains?

Please see Field of Membership information above for information on who is eligible to join.

What are Dakota Plains's share account and share certificate rates?

Dakota Plains's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Dakota Plains?

Dakota Plains has total capital of $4.95 million. Full information on Dakota Plains's financial position is located above.

Who owns Dakota Plains?

Credit Unions are owned by their members.

Where are Dakota Plains branches located?

See branch locations nearby.

Are Dakota Plains ATMs Open 24/7?

Do Dakota Plains ATMs accept cash deposits?

Can Dakota Plains customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Dakota Plains have a mobile app?

Does Dakota Plains have mobile deposit?

Does Dakota Plains have quick pay?

How can Dakota Plains transfer money to other banks or credit unions?

Does Dakota Plains report to credit bureaus?

Does Dakota Plains use Chexsystems?

Does Dakota Plains use Equifax?

What is Dakota Plains's toll free phone number?

What is Dakota Plains's ACH Routing Number?

What is Dakota Plains's SWIFT code?

Where can I find Dakota Plains's wire transfer form?

What is the Dakota Plains address for deposits?

What Products Does Dakota Plains Offer

Does Dakota Plains offer mortgages?

Compare mortgage rates here.

Does Dakota Plains offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Dakota Plains offer auto and RV loans?

Compare auto loan rates here.

Does Dakota Plains offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Dakota Plains

There are currently no comments for Dakota Plains. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →