212 5TH AVE
Edgeley, ND 58433
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 1.05% →
1-Year CD 0.50% 1.05% →
2-Year CD 0.60% 1.11% →
5-Year CD N.A. 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Dakota Plains is an NCUA insured institution located in Edgeley, ND. It was founded in 1941 and has approximately $80.71 millions in assets.

NCUA Insured Yes
Charter Number # # 63613
Date Established 1941
Assets $80.71 million
Loans $67.00 million
Deposits $73.13 million
Capital $7.27 million

Field of Membership Restrictions

Membership in Dakota Plains Credit Union is open those who live within a 75-mile radius of the credit union's home office.

Deposit Rates - August 10, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.15% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.10% $10,000 $14,999 Learn More
3 Mo CD
0.25% $100,000 $199,999 Learn More
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.35% $100,000 $199,999 Learn More
12 Mo CD
0.40% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
18 Mo CD
0.45% $10,000 $14,999 Learn More
18 Mo CD
0.55% $100,000 $199,999 Learn More
24 Mo CD
0.50% $10,000 $14,999 Learn More
24 Mo CD
0.60% $100,000 $199,999 Learn More
Special: 30 Mo CD
0.35% $100 $999 Learn More
Special: 30 Mo CD
0.60% $1,000 $9,999 Learn More
Special: 30 Mo CD
0.85% $10,000 - Learn More
30 Mo CD
0.85% $10,000 $14,999 Learn More
30 Mo CD
0.85% $100,000 $199,999 Learn More
36 Mo CD
0.55% $10,000 $14,999 Learn More
36 Mo CD
0.65% $100,000 $199,999 Learn More

Loan Rates - August 10, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for DAKOTA PLAINS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
2.914% 2.875% 0.50 $1,250 $1,038 Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Dakota Plains branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Dakota Plains Locations

Financial Details

Dakota Plains Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Dakota Plains. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Dakota Plains U.S. Average
27.26% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Dakota Plains had $2,074,141 in non-current loans and $106,236 in owned assets. To cover these potential losses it had $7,268,264 in net worth and $728,870 in loans loss reserves. That gives it a Texas Ratio of 27.26%.

Net Worth
Dakota Plains U.S. Average
9% 13.61%

Dakota Plains FCU has a net worth of 9% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Dakota Plains

Branches and Savings

What is Dakota Plains?

A federal credit union, registered with the NCUA under certificate #63613.
Learn more about credit unions here.

Is Dakota Plains FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Dakota Plains?

Please see Field of Membership information above for information on who is eligible to join.

What are Dakota Plains's share account and share certificate rates?

Dakota Plains's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Dakota Plains?

Dakota Plains has total capital of $7.27 million. Full information on Dakota Plains's financial position is located above.

Who owns Dakota Plains?

Credit Unions are owned by their members.

Where are Dakota Plains branches located?

See branch locations nearby.

Are Dakota Plains ATMs Open 24/7?

Do Dakota Plains ATMs accept cash deposits?

Can Dakota Plains customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Dakota Plains have a mobile app?

Does Dakota Plains have mobile deposit?

Does Dakota Plains have quick pay?

How can Dakota Plains transfer money to other banks or credit unions?

Does Dakota Plains report to credit bureaus?

Does Dakota Plains use Chexsystems?

Does Dakota Plains use Equifax?

What is Dakota Plains's toll free phone number?

What is Dakota Plains's ACH Routing Number?

What is Dakota Plains's SWIFT code?

Where can I find Dakota Plains's wire transfer form?

What is the Dakota Plains address for deposits?

What Products Does Dakota Plains Offer

Does Dakota Plains offer mortgages?

Compare mortgage rates here.

Does Dakota Plains offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Dakota Plains offer auto and RV loans?

Compare auto loan rates here.

Does Dakota Plains offer student loans or personal loans?

Compare personal loan rates here.

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