2297 Kansas Ave SE, Suite 1
Huron, SD 57350

Notable Rates APY Vs.Others
Savings 0.10% 2.20% →
1-Year CD 1.40% 2.25% →
2-Year CD 1.65% 2.30% →
5-Year CD 2.00% 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

Dakotaland is an NCUA insured institution located in Huron, SD. It was founded in 1935 and has approximately $356.82 millions in assets.

Who can join?

There are several ways to qualify for membership at Dakotaland Federal Credit Union. The first is through field of membership which includes all those that live, work, worship or attend school in the following counties:

• Aurora
• Beadle
• Brookings
• Brule
• Buffalo
• Clark
• Codington
• Davison
• Deuel
• Faulk
• Grant
• Hamlin
• Hand
• Hanson
• Hyde
• Hughes
• Jerauld
• Kingsbury
• Lake
• McCook
• Miner
• Moody
• Sanborn
• Spink
• Sully

It is also possible to be eligible through current Dakotaland members. Relatives of credit union members are eligible to join if they are a spouse, child, sibling, parent, grandparent, or grandchild. This includes stepparent, stepchild, stepsibling and adoptive relationships.

NCUA Insured Yes
Charter Number # # 167
Date Established 1935
Assets $356.82 million
Loans $252.30 million
Deposits $302.25 million
Capital $38.72 million

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Aurora, Beadle, Brookings, Brule, Buffalo, Clark, Codington, Davison, Deuel, Faulk, Grant, Hamlin, Hand, Hanson, Hyde, Hughes, Jerauld, Kingsbury, Lake, McCook, Miner, Moody, Sanborn, Spink or Sully counties. Relatives of current members are also eligible for membership.

Deposit Rates - January 20, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.10% $500 $9,999 Learn MoreShow Less
Money Market
0.15% $10,000 $24,999 Learn MoreShow Less
Money Market
0.20% $25,000 $49,999 Learn MoreShow Less
Fixed IRA
1.40% $1 - Learn MoreShow Less
Special: 8 Mo FIRA
1.85% $500 - Learn MoreShow Less
Special: 20 Mo FIRA
2.00% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.00% $500 - Learn MoreShow Less
Special: 8 Mo CD
1.85% $500 - Learn MoreShow Less
12 Mo CD
1.40% $500 - Learn MoreShow Less
1.55% $500 $100,000 Learn MoreShow Less
Special: 20 Mo CD
2.00% $500 - Learn MoreShow Less
24 Mo CD
1.65% $500 - Learn MoreShow Less
36 Mo CD
1.75% $500 - Learn MoreShow Less
48 Mo CD
1.85% $500 - Learn MoreShow Less
60 Mo CD
2.00% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.25% $50 $2,500 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 - Learn MoreShow Less

Loan Rates - January 20, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for DAKOTALAND

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
4.668% 4.625% 0.00 $1,250 $1,286 Learn More
Hamilton National Mortgage Co.
NMLS ID: 122701
3.537% 3.500% 0.50 $1,150 $1,123 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
NMLS ID: 2890
License#: MC-3098
3.517% 3.500% 0.25 $515 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Dakotaland branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Dakotaland Locations

Financial Details

Dakotaland Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Dakotaland. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Dakotaland U.S. Average
1.46% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Dakotaland had $404,535 in non-current loans and $182,925 in owned assets. To cover these potential losses it had $38,722,049 in net worth and $1,447,983 in loans loss reserves. That gives it a Texas Ratio of 1.46%.

Net Worth
Dakotaland U.S. Average
10.85% 13.65%

Dakotaland FCU has a net worth of 10.85% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Dakotaland

Branches and Savings

What is Dakotaland?

A federal credit union, registered with the NCUA under certificate #167.
Learn more about credit unions here.

Is Dakotaland FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Dakotaland?

Please see Field of Membership information above for information on who is eligible to join.

What are Dakotaland's share account and share certificate rates?

Dakotaland's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Dakotaland?

Dakotaland has total capital of $38.72 million. Full information on Dakotaland's financial position is located above.

Who owns Dakotaland?

Credit Unions are owned by their members.

Where are Dakotaland branches located?

See branch locations nearby.

Are Dakotaland ATMs Open 24/7?

Do Dakotaland ATMs accept cash deposits?

Can Dakotaland customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Dakotaland have a mobile app?

Does Dakotaland have mobile deposit?

Does Dakotaland have quick pay?

How can Dakotaland transfer money to other banks or credit unions?

Does Dakotaland report to credit bureaus?

Does Dakotaland use Chexsystems?

Does Dakotaland use Equifax?

What is Dakotaland's toll free phone number?

What is Dakotaland's ACH Routing Number?

What is Dakotaland's SWIFT code?

Where can I find Dakotaland's wire transfer form?

What is the Dakotaland address for deposits?

What Products Does Dakotaland Offer

Does Dakotaland offer mortgages?

Compare mortgage rates here.

Does Dakotaland offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Dakotaland offer auto and RV loans?

Compare auto loan rates here.

Does Dakotaland offer student loans or personal loans?

Compare personal loan rates here.

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