Jacksonville, FL 32209
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Notable Rates APY Vs.Others
Savings N.A. 0.91% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Ducote is an NCUA insured institution located in Jacksonville, FL. It was founded in 1938 and has approximately $3.15 millions in assets.

NCUA Insured Yes
Charter Number # # 2654
Date Established 1938
Assets $3.15 million
Loans $0.39 million
Deposits $2.14 million
Capital $0.97 million

Deposit Rates - October 31, 2020

Your Current Location: Virginia, VA 20146

We do not yet have rates for Ducote

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Loan Rates - October 31, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for DUCOTE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
2.558% 2.500% 0.75 $1,908 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to DUCOTE
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Below are Ducote branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Ducote Locations

Financial Details

Ducote Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ducote. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Ducote U.S. Average
0.28% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Ducote had $2,811 in non-current loans and $0 in owned assets. To cover these potential losses it had $967,287 in net worth and $43,932 in loans loss reserves. That gives it a Texas Ratio of 0.28%.

Net Worth
Ducote U.S. Average
30.69% 13.61%

Ducote FCU has a net worth of 30.69% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Ducote

Branches and Savings

What is Ducote?

A federal credit union, registered with the NCUA under certificate #2654.
Learn more about credit unions here.

Is Ducote FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Ducote?

Please see Field of Membership information above for information on who is eligible to join.

What are Ducote's share account and share certificate rates?

Ducote's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Ducote?

Ducote has total capital of $0.97 million. Full information on Ducote's financial position is located above.

Who owns Ducote?

Credit Unions are owned by their members.

Where are Ducote branches located?

See branch locations nearby.

Are Ducote ATMs Open 24/7?

Do Ducote ATMs accept cash deposits?

Can Ducote customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Ducote have a mobile app?

Does Ducote have mobile deposit?

Does Ducote have quick pay?

How can Ducote transfer money to other banks or credit unions?

Does Ducote report to credit bureaus?

Does Ducote use Chexsystems?

Does Ducote use Equifax?

What is Ducote's toll free phone number?

What is Ducote's ACH Routing Number?

What is Ducote's SWIFT code?

Where can I find Ducote's wire transfer form?

What is the Ducote address for deposits?

What Products Does Ducote Offer

Does Ducote offer mortgages?

Compare mortgage rates here.

Does Ducote offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Ducote offer auto and RV loans?

Compare auto loan rates here.

Does Ducote offer student loans or personal loans?

Compare personal loan rates here.

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