5124 N 5th St
Philadelphia, PA 19120
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E C A I is an NCUA insured institution located in Philadelphia, PA. It was founded in 1965 and has approximately $0.87 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 16920 |
| Date Established | 1965 |
| Assets | $0.87 million |
| Loans | $0.44 million |
| Deposits | $0.76 million |
| Capital | $0.09 million |
Your Current Location: North Carolina, NC
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Your Current Location: North Carolina, NC
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Below are E C A I branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Kernersville,North Carolina
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The following ratios and data are available to help you better understand the financial condition of E C A I. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| E C A I | U.S. Average |
|---|---|
| 0.00% | 6.78 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2025, E C A I had $0 in non-current loans and $0 in owned assets. To cover these potential losses it had $89,011 in net worth and $5,284 in loans loss reserves. That gives it a Texas Ratio of 0.00%.
| E C A I | U.S. Average |
|---|---|
| 10.55% | 14.48% |
E C A I FCU has a net worth of 10.55% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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Last Update on October 2, 2026
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