PO Box 31
Madison, SD 57042
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Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

East River is an NCUA insured institution located in Madison, SD. It was founded in 1956 and has approximately $41.51 millions in assets.

NCUA Insured Yes
Charter Number # # 11353
Date Established 1956
Assets $41.51 million
Loans $20.57 million
Deposits $37.69 million
Capital $3.73 million

Field of Membership Restrictions

Membership is open to those who live, work, attend school, or worship in, and businesses and legal entities located in, Miner County and Lake County in South Dakota.

Deposit Rates - January 15, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for East River

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Loan Rates - January 15, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for EAST RIVER

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
2.701% 2.625% 1.00 $2,495 $1,005 Learn More
CityWorth Loans
NMLS ID: 925476
2.827% 2.750% 1.00 $2,500 $1,021 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

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East River Locations

Financial Details

East River Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of East River. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
East River U.S. Average
3.13% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, East River had $120,878 in non-current loans and $0 in owned assets. To cover these potential losses it had $3,732,950 in net worth and $124,190 in loans loss reserves. That gives it a Texas Ratio of 3.13%.

Net Worth
East River U.S. Average
8.99% 12.91%

East River FCU has a net worth of 8.99% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About East River

Branches and Savings

What is East River?

A federal credit union, registered with the NCUA under certificate #11353.
Learn more about credit unions here.

Is East River FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join East River?

Please see Field of Membership information above for information on who is eligible to join.

What are East River's share account and share certificate rates?

East River's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is East River?

East River has total capital of $3.73 million. Full information on East River's financial position is located above.

Who owns East River?

Credit Unions are owned by their members.

Where are East River branches located?

See branch locations nearby.

Are East River ATMs Open 24/7?

Do East River ATMs accept cash deposits?

Can East River customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does East River have a mobile app?

Does East River have mobile deposit?

Does East River have quick pay?

How can East River transfer money to other banks or credit unions?

Does East River report to credit bureaus?

Does East River use Chexsystems?

Does East River use Equifax?

What is East River's toll free phone number?

What is East River's ACH Routing Number?

What is East River's SWIFT code?

Where can I find East River's wire transfer form?

What is the East River address for deposits?

What Products Does East River Offer

Does East River offer mortgages?

Compare mortgage rates here.

Does East River offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does East River offer auto and RV loans?

Compare auto loan rates here.

Does East River offer student loans or personal loans?

Compare personal loan rates here.

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