EDISTO

Headquarters

1880 RUSSELL ST
Orangeburg, SC 29115
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Edisto is an NCUA insured institution located in Orangeburg, SC. It was founded in 1936 and has approximately $22.35 millions in assets.

NCUA Insured Yes
Charter Number # # 1397
Date Established 1936
Assets $22.35 million
Loans $10.88 million
Deposits $18.98 million
Capital $3.35 million
 

Deposit Rates - October 29, 2020

Your Current Location: Virginia, VA 20146

We do not yet have rates for Edisto

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Edisto

Note to Edisto
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - October 29, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for EDISTO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.664% 2.625% 0.50 $1,285 $1,005 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
1Rate, Inc
NMLS ID: 1948084
License#: MC-7051
2.444% 2.375% 0.88 $2,304 $972 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.500 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to EDISTO
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Edisto branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Edisto Locations


Financial Details

Edisto Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Edisto. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Edisto U.S. Average
11.17% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Edisto had $309,128 in non-current loans and $97,800 in owned assets. To cover these potential losses it had $3,345,809 in net worth and $295,613 in loans loss reserves. That gives it a Texas Ratio of 11.17%.

Net Worth
Edisto U.S. Average
14.96% 13.61%

Edisto FCU has a net worth of 14.96% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Edisto

Branches and Savings

What is Edisto?

A federal credit union, registered with the NCUA under certificate #1397.
Learn more about credit unions here.

Is Edisto FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Edisto?

Please see Field of Membership information above for information on who is eligible to join.

What are Edisto's share account and share certificate rates?

Edisto's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Edisto?

Edisto has total capital of $3.35 million. Full information on Edisto's financial position is located above.

Who owns Edisto?

Credit Unions are owned by their members.

Where are Edisto branches located?

See branch locations nearby.

Are Edisto ATMs Open 24/7?

Do Edisto ATMs accept cash deposits?

Can Edisto customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Edisto have a mobile app?

Does Edisto have mobile deposit?

Does Edisto have quick pay?

How can Edisto transfer money to other banks or credit unions?

Does Edisto report to credit bureaus?

Does Edisto use Chexsystems?

Does Edisto use Equifax?

What is Edisto's toll free phone number?

What is Edisto's ACH Routing Number?

What is Edisto's SWIFT code?

Where can I find Edisto's wire transfer form?

What is the Edisto address for deposits?

What Products Does Edisto Offer

Does Edisto offer mortgages?

Compare mortgage rates here.

Does Edisto offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Edisto offer auto and RV loans?

Compare auto loan rates here.

Does Edisto offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Edisto

There are currently no comments for Edisto. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →