EDTECH

Headquarters

P O Box 3726
Butte, MT 59702
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.91% →
1-Year CD N.A. 0.85% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Edtech is an NCUA insured institution located in Butte, MT. It was founded in 1954 and has approximately $69.23 millions in assets.

EDTECH merged with Horizon Credit Union.

NCUA Insured Yes
Charter Number # # 9741
Date Established 1954
Assets $69.23 million
Loans $29.07 million
Deposits $58.19 million
Capital $10.76 million
 

Deposit Rates - November 30, 2020

Your Current Location: Washington, WA 98101

We do not yet have rates for Edtech

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Loan Rates - November 30, 2020

Your Current Location: Washington, WA 98101

There are currently no loan rates available for EDTECH

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Washington 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
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NMLS ID: 2890
License#: 520-CL-25944
2.557% 2.500% 0.75 $1,880 $988 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More

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Branches

Below are Edtech branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Edtech Locations


Financial Details

Edtech Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Edtech. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Edtech U.S. Average
4.47% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Edtech had $431,274 in non-current loans and $57,314 in owned assets. To cover these potential losses it had $10,758,371 in net worth and $160,112 in loans loss reserves. That gives it a Texas Ratio of 4.47%.

Net Worth
Edtech U.S. Average
15.54% 13.61%

Edtech FCU has a net worth of 15.54% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Edtech

Branches and Savings

What is Edtech?

A federal credit union, registered with the NCUA under certificate #9741.
Learn more about credit unions here.

Is Edtech FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Edtech?

Please see Field of Membership information above for information on who is eligible to join.

What are Edtech's share account and share certificate rates?

Edtech's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Edtech?

Edtech has total capital of $10.76 million. Full information on Edtech's financial position is located above.

Who owns Edtech?

Credit Unions are owned by their members.

Where are Edtech branches located?

See branch locations nearby.

Are Edtech ATMs Open 24/7?

Do Edtech ATMs accept cash deposits?

Can Edtech customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Edtech have a mobile app?

Does Edtech have mobile deposit?

Does Edtech have quick pay?

How can Edtech transfer money to other banks or credit unions?

Does Edtech report to credit bureaus?

Does Edtech use Chexsystems?

Does Edtech use Equifax?

What is Edtech's toll free phone number?

What is Edtech's ACH Routing Number?

What is Edtech's SWIFT code?

Where can I find Edtech's wire transfer form?

What is the Edtech address for deposits?

What Products Does Edtech Offer

Does Edtech offer mortgages?

Compare mortgage rates here.

Does Edtech offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Edtech offer auto and RV loans?

Compare auto loan rates here.

Does Edtech offer student loans or personal loans?

Compare personal loan rates here.

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