ELECTRO SAVINGS

Headquarters

1850 Craigshire Rd Ste 203
Saint Louis, MO 63146
See all branch locations →

ELECTRO SAVINGS

Notable Rates APY Vs.Others
Savings 0.10% 1.05% →
1-Year CD 1.00% 1.05% →
2-Year CD 1.25% 1.11% →
5-Year CD 1.25% 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Electro Savings is an NCUA insured institution located in Saint Louis, MO. It was founded in 1941 and has approximately $186.09 millions in assets.

NCUA Insured Yes
Charter Number # # 62590
Date Established 1941
Assets $186.09 million
Loans $150.75 million
Deposits $165.22 million
Capital $17.37 million
 

Field of Membership Restrictions

Electro Savings Credit Union of Missouri is open to the businesses, residents, and people maintaining employment in these Missouri Counties: St. Louis, St. Charles, Franklin, and Jefferson as well as the city of St. Louis and these Illinois Counties: Jersey, Madison, St. Clair, and Monroe.

Deposit Rates - August 10, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.75% $10,000 $14,999 Learn More
3 Mo CD
0.75% $100,000 $199,999 Learn More
6 Mo CD
1.00% $10,000 $14,999 Learn More
6 Mo CD
1.00% $100,000 $199,999 Learn More
Special: 9 Mo CD
0.75% $10,000 $99,999 Learn More
12 Mo CD
1.00% $10,000 $14,999 Learn More
12 Mo CD
1.00% $100,000 $199,999 Learn More
24 Mo CD
1.00% $10,000 $14,999 Learn More
24 Mo CD
1.25% $100,000 $199,999 Learn More
36 Mo CD
1.25% $10,000 $14,999 Learn More
36 Mo CD
1.25% $100,000 $199,999 Learn More
60 Mo CD
1.25% $10,000 $14,999 Learn More
60 Mo CD
1.25% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
1.25% $1 $499 Learn MoreShow Less

Loan Rates - August 10, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ELECTRO SAVINGS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.914% 2.875% 0.50 $1,250 $1,038 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

Note to ELECTRO SAVINGS
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Electro Savings branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Electro Savings Locations


Financial Details

Electro Savings Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Electro Savings. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Electro Savings U.S. Average
11.51% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Electro Savings had $2,039,721 in non-current loans and $50,281 in owned assets. To cover these potential losses it had $17,373,752 in net worth and $780,381 in loans loss reserves. That gives it a Texas Ratio of 11.51%.

Net Worth
Electro Savings U.S. Average
9.33% 13.61%

Electro Savings FCU has a net worth of 9.33% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Electro Savings

Branches and Savings

What is Electro Savings?

A federal credit union, registered with the NCUA under certificate #62590.
Learn more about credit unions here.

Is Electro Savings FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Electro Savings?

Please see Field of Membership information above for information on who is eligible to join.

What are Electro Savings's share account and share certificate rates?

Electro Savings's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Electro Savings?

Electro Savings has total capital of $17.37 million. Full information on Electro Savings's financial position is located above.

Who owns Electro Savings?

Credit Unions are owned by their members.

Where are Electro Savings branches located?

See branch locations nearby.

Are Electro Savings ATMs Open 24/7?

Do Electro Savings ATMs accept cash deposits?

Can Electro Savings customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Electro Savings have a mobile app?

Does Electro Savings have mobile deposit?

Does Electro Savings have quick pay?

How can Electro Savings transfer money to other banks or credit unions?

Does Electro Savings report to credit bureaus?

Does Electro Savings use Chexsystems?

Does Electro Savings use Equifax?

What is Electro Savings's toll free phone number?

What is Electro Savings's ACH Routing Number?

What is Electro Savings's SWIFT code?

Where can I find Electro Savings's wire transfer form?

What is the Electro Savings address for deposits?

What Products Does Electro Savings Offer

Does Electro Savings offer mortgages?

Compare mortgage rates here.

Does Electro Savings offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Electro Savings offer auto and RV loans?

Compare auto loan rates here.

Does Electro Savings offer student loans or personal loans?

Compare personal loan rates here.

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*All images, logos and public notes on this page appear courtesy of Electro Savings and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.