Decatur, GA 30030

Notable Rates APY Vs.Others
Savings 0.02% 2.20% →
1-Year CD 0.15% 2.25% →
2-Year CD 0.30% 2.30% →
5-Year CD 0.90% 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

Emory Alliance is an NCUA insured institution located in Decatur, GA. It was founded in 1968 and has approximately $159.39 millions in assets.

NCUA Insured Yes
Charter Number # # 68573
Date Established 1968
Assets $159.39 million
Loans $103.13 million
Deposits $141.64 million
Capital $14.27 million

Field of Membership Restrictions

Emory Alliance Credit Union of Georgia is open to the students, associates, graduates, employees, affiliates, retirees, residents, and members of the multiple and varied schools, facilities, and community partners/select employer groups that are listed on the credit union website, as well as their family members and the residents of DeKalb County.

Deposit Rates - January 18, 2020

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.01% $2,500 $9,999,999 Learn MoreShow Less
Money Market
0.01% $2,500 $9,999 Learn MoreShow Less
Money Market
0.02% $10,000 $49,999 Learn MoreShow Less
Fixed IRA
0.15% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.05% $500 - Learn MoreShow Less
12 Mo CD
0.15% $500 - Learn MoreShow Less
24 Mo CD
0.30% $500 - Learn MoreShow Less
36 Mo CD
0.55% $500 - Learn MoreShow Less
48 Mo CD
0.71% $500 - Learn MoreShow Less
60 Mo CD
0.90% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $500 $1,499 Learn MoreShow Less
Int Ckg
0.01% $1,500 $24,999 Learn MoreShow Less

Loan Rates - January 18, 2020

Your Current Location: Washington, WA 98109

There are currently no loan rates available for EMORY ALLIANCE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 520-CL-25944
3.517% 3.500% 0.25 $515 $1,123 Learn More
Rocket Mortgage
NMLS ID: 3030
4.668% 4.625% 0.00 $1,250 $1,286 Learn More
First Internet Bank
NMLS ID: 424182
3.527% 3.500% 0.38 $850 $1,123 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Emory Alliance branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Emory Alliance Locations

Financial Details

Emory Alliance Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Emory Alliance. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Emory Alliance U.S. Average
3.09% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Emory Alliance had $465,809 in non-current loans and $0 in owned assets. To cover these potential losses it had $14,272,131 in net worth and $794,660 in loans loss reserves. That gives it a Texas Ratio of 3.09%.

Net Worth
Emory Alliance U.S. Average
9.14% 13.65%

Emory Alliance FCU has a net worth of 9.14% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Emory Alliance

Branches and Savings

What is Emory Alliance?

A federal credit union, registered with the NCUA under certificate #68573.
Learn more about credit unions here.

Is Emory Alliance FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Emory Alliance?

Please see Field of Membership information above for information on who is eligible to join.

What are Emory Alliance's share account and share certificate rates?

Emory Alliance's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Emory Alliance?

Emory Alliance has total capital of $14.27 million. Full information on Emory Alliance's financial position is located above.

Who owns Emory Alliance?

Credit Unions are owned by their members.

Where are Emory Alliance branches located?

See branch locations nearby.

Are Emory Alliance ATMs Open 24/7?

Do Emory Alliance ATMs accept cash deposits?

Can Emory Alliance customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Emory Alliance have a mobile app?

Does Emory Alliance have mobile deposit?

Does Emory Alliance have quick pay?

How can Emory Alliance transfer money to other banks or credit unions?

Does Emory Alliance report to credit bureaus?

Does Emory Alliance use Chexsystems?

Does Emory Alliance use Equifax?

What is Emory Alliance's toll free phone number?

What is Emory Alliance's ACH Routing Number?

What is Emory Alliance's SWIFT code?

Where can I find Emory Alliance's wire transfer form?

What is the Emory Alliance address for deposits?

What Products Does Emory Alliance Offer

Does Emory Alliance offer mortgages?

Compare mortgage rates here.

Does Emory Alliance offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Emory Alliance offer auto and RV loans?

Compare auto loan rates here.

Does Emory Alliance offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Emory Alliance

There are currently no comments for Emory Alliance. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →