Emory Alliance Credit Union


Our records indicate that this credit union has been acquired by CREDIT UNION 1.


Headquarters

1237 Clairmont Rd
Decatur, GA 30030
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.02% 5.50% →
1-Year CD 0.15% 5.38% →
2-Year CD 0.30% 4.95% →
5-Year CD 0.90% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Emory Alliance is an NCUA insured institution located in Decatur, GA. It was founded in 1968 and has approximately $209.01 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 68573
Date Established 1968
Assets $209.01 million
Loans $133.98 million
Deposits $194.67 million
Capital $16.03 million
 

Field of Membership Restrictions

Emory Alliance Credit Union of Georgia is open to the students, associates, graduates, employees, affiliates, retirees, residents, and members of the multiple and varied schools, facilities, and community partners/select employer groups that are listed on the credit union website, as well as their family members and the residents of DeKalb County.

Deposit Rates - July 25, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.02% $2,500 $4,999 Learn More
Money Market
0.01% $2,500 $2,999 Learn More
Money Market
0.02% $10,000 $14,999 Learn More
Money Market
0.02% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.05% $10,000 $14,999 Learn More
6 Mo CD
0.05% $100,000 $199,999 Learn More
12 Mo CD
0.15% $10,000 $14,999 Learn More
12 Mo CD
0.15% $100,000 $199,999 Learn More
24 Mo CD
0.30% $10,000 $14,999 Learn More
24 Mo CD
0.30% $100,000 $199,999 Learn More
36 Mo CD
0.55% $10,000 $14,999 Learn More
36 Mo CD
0.55% $100,000 $199,999 Learn More
48 Mo CD
0.71% $10,000 $14,999 Learn More
48 Mo CD
0.71% $100,000 $199,999 Learn More
60 Mo CD
0.90% $10,000 $14,999 Learn More
60 Mo CD
0.90% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $2,500 $3,499 Learn MoreShow Less

Loan Rates - July 25, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Emory Alliance

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
PenFed Credit Union
NMLS ID: 401822
6.668% 6.500% 0.75 $5,603 $2,023 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.725% 6.625% 0.75 $3,298 $2,049 Learn More
Rocket Mortgage
NMLS ID: 3030
7.064% 6.990% 0.75 $2,400 $2,127 Learn More
FHAloans.com
NMLS ID: Not a Lender
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.990 %
$0 Learn More
More Info

Note to Emory Alliance
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Branches

Below are Emory Alliance branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Emory Alliance Locations around zip code 20146




Climate Policy and Initiatives

EMORY ALLIANCE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Emory Alliance Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Emory Alliance. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Emory Alliance U.S. Average
3.59% 6.52

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2024, Emory Alliance had $618,467 in non-current loans and $0 in owned assets. To cover these potential losses it had $16,029,681 in net worth and $1,207,909 in loans loss reserves. That gives it a Texas Ratio of 3.59%.

Net Worth
Emory Alliance U.S. Average
7.7% 13.65%

Emory Alliance FCU has a net worth of 7.7% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Emory Alliance

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