EMPLOYEE RESOURCES

P O BOX 987
Lawrenceburg, TN 38464

Notable Rates APY Vs.Others
Savings 0.30% 2.25% →
1-Year CD 1.86% 2.25% →
2-Year CD 2.12% 2.50% →
5-Year CD N.A. 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Employee Resources is an NCUA insured institution located in Lawrenceburg, TN. It was founded in 1964 and has approximately $88.6 millions in assets.

NCUA Insured Yes
Charter Number # # 67789
Date Established 1964
Assets $88.60 million
Loans $67.23 million
Deposits $80.27 million
Capital $7.40 million
 

Field of Membership Restrictions

Employees Resources Credit Union of Tennessee is open to the residents, church members, registered students, and people maintaining employment in these eligible counties: Lawrence, Giles, Wayne, and Henderson.

Deposit Rates - December 14, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.51% $5,000 - Learn MoreShow Less
12 Mo CD
1.86% $5,000 - Learn MoreShow Less
18 Mo CD
2.12% $5,000 - Learn MoreShow Less
24 Mo CD
2.12% $5,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
2.32% $1 - Learn MoreShow Less

Loan Rates - December 14, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for EMPLOYEE RESOURCES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More
First Internet Bank
NMLS ID: 424182
3.537% 3.500% 0.50 $1,162 $1,123 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.625% 3.625% -0.13 ($222) $1,141 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
5.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to EMPLOYEE RESOURCES
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Employee Resources branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Employee Resources Locations


Financial Details

Employee Resources Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Employee Resources. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Employee Resources U.S. Average
4.22% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Employee Resources had $196,126 in non-current loans and $158,872 in owned assets. To cover these potential losses it had $7,400,226 in net worth and $1,011,910 in loans loss reserves. That gives it a Texas Ratio of 4.22%.

Net Worth
Employee Resources U.S. Average
8.35% 13.65%

Employee Resources FCU has a net worth of 8.35% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Employee Resources

Branches and Savings

What is Employee Resources?

A federal credit union, registered with the NCUA under certificate #67789.
Learn more about credit unions here.

Is Employee Resources FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Employee Resources?

Please see Field of Membership information above for information on who is eligible to join.

What are Employee Resources's share account and share certificate rates?

Employee Resources's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Employee Resources?

Employee Resources has total capital of $7.40 million. Full information on Employee Resources's financial position is located above.

Who owns Employee Resources?

Credit Unions are owned by their members.

Where are Employee Resources branches located?

See branch locations nearby.

Are Employee Resources ATMs Open 24/7?

Do Employee Resources ATMs accept cash deposits?

Can Employee Resources customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Employee Resources have a mobile app?

Does Employee Resources have mobile deposit?

Does Employee Resources have quick pay?

How can Employee Resources transfer money to other banks or credit unions?

Does Employee Resources report to credit bureaus?

Does Employee Resources use Chexsystems?

Does Employee Resources use Equifax?

What is Employee Resources's toll free phone number?

What is Employee Resources's ACH Routing Number?

What is Employee Resources's SWIFT code?

Where can I find Employee Resources's wire transfer form?

What is the Employee Resources address for deposits?

What Products Does Employee Resources Offer

Does Employee Resources offer mortgages?

Compare mortgage rates here.

Does Employee Resources offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Employee Resources offer auto and RV loans?

Compare auto loan rates here.

Does Employee Resources offer student loans or personal loans?

Compare personal loan rates here.

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