Employee Resources Credit Union

Headquarters

P O Box 987
Lawrenceburg, TN 38464
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.30% 5.55% →
1-Year CD 0.50% 5.38% →
2-Year CD 0.75% 4.95% →
5-Year CD N.A. 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Employee Resources is an NCUA insured institution located in Lawrenceburg, TN. It was founded in 1964 and has approximately $156.31 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 67789
Date Established 1964
Assets $156.31 million
Loans $124.29 million
Deposits $140.07 million
Capital $15.27 million
 

Field of Membership Restrictions

Employees Resources Credit Union of Tennessee is open to the residents, church members, registered students, and people maintaining employment in these eligible counties: Lawrence, Giles, Wayne, and Henderson.

Deposit Rates - July 21, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.30% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
18 Mo CD
0.60% $10,000 $14,999 Learn More
18 Mo CD
0.60% $100,000 $199,999 Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
1.76% $1 $499 Learn MoreShow Less

Loan Rates - July 21, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Employee Resources

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.711% 6.625% 0.63 $2,850 $2,049 Learn More
New American Funding, LLC.
NMLS ID: 6606
6.831% 6.740% 0.88 $2,989 $2,074 Learn More
PADDIO
NMLS ID: 1907
7.053% 6.875% 0.88 $5,802 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.076% 6.990% 0.88 $2,800 $2,127 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.990 %
$0 Learn More
More Info

Note to Employee Resources
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Employee Resources branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Employee Resources Locations around zip code 20146




Climate Policy and Initiatives

EMPLOYEE RESOURCES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Employee Resources Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Employee Resources. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Employee Resources U.S. Average
11.85% 6.52

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2024, Employee Resources had $1,697,092 in non-current loans and $174,329 in owned assets. To cover these potential losses it had $15,273,789 in net worth and $519,243 in loans loss reserves. That gives it a Texas Ratio of 11.85%.

Net Worth
Employee Resources U.S. Average
9.77% 13.65%

Employee Resources FCU has a net worth of 9.77% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Employee Resources

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