Epb Employees Credit Union

Headquarters

1500 Mccallie Ave
Chattanooga, TN 37404
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Notable Rates APY Vs.Others
Savings N.A. 4.66% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.25% →
5-Year CD N.A. 4.20% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2025 Overview

General Credit Union Information

Epb Employees is an NCUA insured institution located in Chattanooga, TN. It was founded in 1954 and has approximately $39.08 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 60619
Date Established 1954
Assets $39.08 million
Loans $16.21 million
Deposits $34.84 million
Capital $4.09 million
 

Field of Membership Restrictions

EPB Employees Credit Union of Tennessee is open to the current and retired employees of EPB, employees of EPB affiliated companies, the credit union employees and the family members of all of these eligible people.

Deposit Rates - July 31, 2025

Your Current Location: New York, NY 10116

We do not yet have rates for Epb Employees

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Note to Epb Employees
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Advertiser Disclosure

Loan Rates - July 31, 2025

Your Current Location: New York, NY 10116

There are currently no loan rates available for Epb Employees

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



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Rocket Mortgage
NMLS ID: 3030
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Featured - New York Home Equity Line Of Credit Rates 2025

Lender APR (%)? Monthly Payment? Learn More

Note to Epb Employees
To upload and update your bank's rates please register. It is free to register and add rates.







Branches

Below are Epb Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
New York City,New York


Epb Employees Locations around zip code 10116


BranchDistance Map View Lobby Hours

TN-Am Water CU

708.43 A View Lobby Hours

Main Office

714.72 B View Lobby Hours

Downtown Branch

715.74 C View Lobby Hours

CUSA Service Center

2014.13 D View Lobby Hours


Climate Policy and Initiatives

EPB EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Epb Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Epb Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Epb Employees U.S. Average
10.24% 6.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2025, Epb Employees had $401,679 in non-current loans and $32,925 in owned assets. To cover these potential losses it had $4,093,912 in net worth and $150,948 in loans loss reserves. That gives it a Texas Ratio of 10.24%.

Net Worth
Epb Employees U.S. Average
10.46% 14.12%

Epb Employees FCU has a net worth of 10.46% versus the BestCashCow average of 14.12. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Epb Employees

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