Epb Employees Credit Union

Headquarters

1500 Mccallie Ave
Chattanooga, TN 37404
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Epb Employees is an NCUA insured institution located in Chattanooga, TN. It was founded in 1954 and has approximately $38.96 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 60619
Date Established 1954
Assets $38.96 million
Loans $15.57 million
Deposits $34.98 million
Capital $4.19 million
 

Field of Membership Restrictions

EPB Employees Credit Union of Tennessee is open to the current and retired employees of EPB, employees of EPB affiliated companies, the credit union employees and the family members of all of these eligible people.

Deposit Rates - September 30, 2026

Your Current Location: Tennessee, TN

We do not yet have rates for Epb Employees

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Loan Rates - September 30, 2026

Your Current Location: Tennessee, TN

There are currently no loan rates available for Epb Employees

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Tennessee 30 Year Fixed Mortgage Rates 2026

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Featured - Tennessee Home Equity Line Of Credit Rates 2026

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Branches

Below are Epb Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Cleveland,Tennessee


Epb Employees Locations




Climate Policy and Initiatives

EPB EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Epb Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Epb Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Epb Employees U.S. Average
15.25% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Epb Employees had $621,535 in non-current loans and $39,995 in owned assets. To cover these potential losses it had $4,186,397 in net worth and $150,948 in loans loss reserves. That gives it a Texas Ratio of 15.25%.

Net Worth
Epb Employees U.S. Average
10.75% 14.48%

Epb Employees FCU has a net worth of 10.75% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Epb Employees

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