Essex County Nj Employees Federal Credit Union

Our records indicate that this credit union has been acquired by ESSEX COUNTY TEACHERS.


465 Dr Martin Luther King Jr Blvd,
Newark, NJ 07102
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Notable Rates APY Vs.Others
Savings N.A. 1.02% →
1-Year CD N.A. 1.45% →
2-Year CD N.A. 2.86% →
5-Year CD N.A. 3.21% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Essex County Nj Employees is an NCUA insured institution located in Newark, NJ. It was founded in 1935 and has approximately $8.08 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 112
Date Established 1935
Assets $8.08 million
Loans $2.05 million
Deposits $7.85 million
Capital $0.19 million

Deposit Rates - May 21, 2022

Your Current Location: California, CA 92111

We do not yet have rates for Essex County Nj Employees

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Loan Rates - May 21, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for ESSEX COUNTY NJ EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - California 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
5.990% 5.875% 0.75 $3,125 $1,479 Learn More

Featured - California Home Equity Line Of Credit Rates 2022

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Below are Essex County Nj Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California

Essex County Nj Employees Locations

Climate Initiatives

ESSEX COUNTY NJ EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Essex County Nj Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Essex County Nj Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Essex County Nj Employees U.S. Average
6.12% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Essex County Nj Employees had $13,449 in non-current loans and $0 in owned assets. To cover these potential losses it had $194,255 in net worth and $25,421 in loans loss reserves. That gives it a Texas Ratio of 6.12%.

Net Worth
Essex County Nj Employees U.S. Average
2.4% 12.36%

Essex County Nj Employees FCU has a net worth of 2.4% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.


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