ESSEX COUNTY NJ EMPLOYEES

465 Dr Martin Luther King Jr Blvd,
Newark, NJ 07102

Notable Rates APY Vs.Others
Savings N.A. 2.30% →
1-Year CD N.A. 2.25% →
2-Year CD N.A. 2.50% →
5-Year CD N.A. 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Essex County Nj Employees is an NCUA insured institution located in Newark, NJ. It was founded in 1935 and has approximately $7.17 millions in assets.

NCUA Insured Yes
Charter Number # # 112
Date Established 1935
Assets $7.17 million
Loans $2.63 million
Deposits $6.37 million
Capital $0.75 million
 

Deposit Rates - December 7, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Essex County Nj Employees

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Essex County Nj Employees
To upload and update your credit union's rates please register. It is free to register and add rates.

There are currently no rates available for Essex County Nj Employees, but see these great savings and CD rates:

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Loan Rates - December 7, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ESSEX COUNTY NJ EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.625% 3.625% 0.00 ($65) $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Atlantic Union Bank
Atlantic Union Bank
4.750 %
$15,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to ESSEX COUNTY NJ EMPLOYEES
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Essex County Nj Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Essex County Nj Employees Locations


Financial Details

Essex County Nj Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Essex County Nj Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Essex County Nj Employees U.S. Average
9.98% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Essex County Nj Employees had $77,874 in non-current loans and $0 in owned assets. To cover these potential losses it had $745,735 in net worth and $34,800 in loans loss reserves. That gives it a Texas Ratio of 9.98%.

Net Worth
Essex County Nj Employees U.S. Average
10.39% 13.65%

Essex County Nj Employees FCU has a net worth of 10.39% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Essex County Nj Employees

Branches and Savings

What is Essex County Nj Employees?

A federal credit union, registered with the NCUA under certificate #112.
Learn more about credit unions here.

Is Essex County Nj Employees FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Essex County Nj Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Essex County Nj Employees's share account and share certificate rates?

Essex County Nj Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Essex County Nj Employees?

Essex County Nj Employees has total capital of $0.75 million. Full information on Essex County Nj Employees's financial position is located above.

Who owns Essex County Nj Employees?

Credit Unions are owned by their members.

Where are Essex County Nj Employees branches located?

See branch locations nearby.

Are Essex County Nj Employees ATMs Open 24/7?

Do Essex County Nj Employees ATMs accept cash deposits?

Can Essex County Nj Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Essex County Nj Employees have a mobile app?

Does Essex County Nj Employees have mobile deposit?

Does Essex County Nj Employees have quick pay?

How can Essex County Nj Employees transfer money to other banks or credit unions?

Does Essex County Nj Employees report to credit bureaus?

Does Essex County Nj Employees use Chexsystems?

Does Essex County Nj Employees use Equifax?

What is Essex County Nj Employees's toll free phone number?

What is Essex County Nj Employees's ACH Routing Number?

What is Essex County Nj Employees's SWIFT code?

Where can I find Essex County Nj Employees's wire transfer form?

What is the Essex County Nj Employees address for deposits?

What Products Does Essex County Nj Employees Offer

Does Essex County Nj Employees offer mortgages?

Compare mortgage rates here.

Does Essex County Nj Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Essex County Nj Employees offer auto and RV loans?

Compare auto loan rates here.

Does Essex County Nj Employees offer student loans or personal loans?

Compare personal loan rates here.

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