1828 Airbase Rd
Louisville, TN 37777
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Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Etma is an NCUA insured institution located in Louisville, TN. It was founded in 1956 and has approximately $21.05 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 11152
Date Established 1956
Assets $21.05 million
Loans $11.80 million
Deposits $18.15 million
Capital $2.63 million

Deposit Rates - June 18, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Etma

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Loan Rates - June 18, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for ETMA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

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3.016% 2.950% 0.88 $2,105 $1,048 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

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1.990 %
After Intro: 4.840 %
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2.240 %
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
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2.990 %
After Intro: 3.750 %
Intro Period: 12 months
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Note to ETMA
To upload and update your bank's rates please register. It is free to register and add rates.



Below are Etma branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Financial Details

Etma Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Etma. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Etma U.S. Average
1.24% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Etma had $7,905 in non-current loans and $25,385 in owned assets. To cover these potential losses it had $2,630,807 in net worth and $45,993 in loans loss reserves. That gives it a Texas Ratio of 1.24%.

Net Worth
Etma U.S. Average
12.49% 12.67%

Etma FCU has a net worth of 12.49% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Etma

Branches and Savings

What is Etma?

A federal credit union, registered with the NCUA under certificate #11152.
Learn more about credit unions here.

Is Etma FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Etma is insured by the NCUA.

Who can join Etma?

Please see Field of Membership information above for information on who is eligible to join.

What are Etma's share account and share certificate rates?

Etma's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Etma?

Etma has total capital of $2.63 million. Full information on Etma's financial position is located above.

Who owns Etma?

Credit Unions are owned by their members.

Where are Etma branches located?

See branch locations nearby.

Are Etma ATMs Open 24/7?

Do Etma ATMs accept cash deposits?

Can Etma customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Etma have a mobile app?

Does Etma have mobile deposit?

Does Etma have quick pay?

How can Etma transfer money to other banks or credit unions?

Does Etma report to credit bureaus?

Does Etma use Chexsystems?

Does Etma use Equifax?

What is Etma's toll free phone number?

What is Etma's ACH Routing Number?

What is Etma's SWIFT code?

Where can I find Etma's wire transfer form?

What is the Etma address for deposits?

What Products Does Etma Offer

Does Etma offer mortgages?

Compare mortgage rates here.

Does Etma offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Etma offer auto and RV loans?

Compare auto loan rates here.

Does Etma offer student loans or personal loans?

Compare personal loan rates here.

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