5070 Peachtree Industrial Blvd
Norcross, GA 30071
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.20% 0.66% →
1-Year CD 0.90% 0.67% →
2-Year CD 0.95% 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Excel is an NCUA insured institution located in Norcross, GA. It was founded in 1952 and has approximately $140.8 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 7825
Date Established 1952
Assets $140.80 million
Loans $84.13 million
Deposits $109.09 million
Capital $13.81 million

Field of Membership Restrictions

Membership in Excel Federal Credit Union is open to employees of Atlas Communications, Bio Shield, Federal Reserve Bank and over 400 Select Employer Groups in the Atlanta area.

Deposit Rates - April 16, 2021

Your Current Location: Washington, WA 98101

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.20% $2,500 $4,999 Learn More
Money Market
0.25% $2,500 $2,999 Learn More
Money Market
0.35% $10,000 $14,999 Learn More
Money Market
0.40% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.90% $10,000 $14,999 Learn More
12 Mo CD
0.90% $100,000 $199,999 Learn More
24 Mo CD
0.95% $10,000 $14,999 Learn More
24 Mo CD
0.95% $100,000 $199,999 Learn More
36 Mo CD
1.20% $10,000 $14,999 Learn More
36 Mo CD
1.20% $100,000 $199,999 Learn More
48 Mo CD
1.25% $10,000 $14,999 Learn More
48 Mo CD
1.25% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - April 16, 2021

Your Current Location: Washington, WA 98101

There are currently no loan rates available for EXCEL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More
Test Advertiser QA
2.432% 2.375% 0.75 $1,875 $972 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
Test Advertiser QA
See Table
0.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to EXCEL
To upload and update your bank's rates please register. It is free to register and add rates.



Below are Excel branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Financial Details

Excel Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Excel. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Excel U.S. Average
1.46% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Excel had $181,694 in non-current loans and $29,000 in owned assets. To cover these potential losses it had $13,807,178 in net worth and $621,743 in loans loss reserves. That gives it a Texas Ratio of 1.46%.

Net Worth
Excel U.S. Average
9.8% 12.67%

Excel FCU has a net worth of 9.8% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Excel

Branches and Savings

What is Excel?

A federal credit union, registered with the NCUA under certificate #7825.
Learn more about credit unions here.

Is Excel FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Excel is insured by the NCUA.

Who can join Excel?

Please see Field of Membership information above for information on who is eligible to join.

What are Excel's share account and share certificate rates?

Excel's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Excel?

Excel has total capital of $13.81 million. Full information on Excel's financial position is located above.

Who owns Excel?

Credit Unions are owned by their members.

Where are Excel branches located?

See branch locations nearby.

Are Excel ATMs Open 24/7?

Do Excel ATMs accept cash deposits?

Can Excel customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Excel have a mobile app?

Does Excel have mobile deposit?

Does Excel have quick pay?

How can Excel transfer money to other banks or credit unions?

Does Excel report to credit bureaus?

Does Excel use Chexsystems?

Does Excel use Equifax?

What is Excel's toll free phone number?

What is Excel's ACH Routing Number?

What is Excel's SWIFT code?

Where can I find Excel's wire transfer form?

What is the Excel address for deposits?

What Products Does Excel Offer

Does Excel offer mortgages?

Compare mortgage rates here.

Does Excel offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Excel offer auto and RV loans?

Compare auto loan rates here.

Does Excel offer student loans or personal loans?

Compare personal loan rates here.

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