2021 Overview
General Credit Union Information
Family Trust is an NCUA insured institution located in Rock Hill, SC. It was founded in 1957 and has approximately $601.3 millions in assets.
Who can join?
Membership is open to anyone who lives, works, worships, or attends school in York County.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 11554 |
| Date Established | 1957 |
| Assets | $601.30 million |
| Loans | $414.43 million |
| Deposits | $515.28 million |
| Capital | $59.80 million |
Field of Membership Restrictions
Deposit Rates - June 13, 2021
Your Current Location: Connecticut, CT 06828
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
|
Money Market
|
0.10% | $10,000 | $14,999 |
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|
|
Money Market
|
0.20% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.15% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.15% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.05% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.05% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.20% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.20% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.20% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.20% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - June 13, 2021
Your Current Location: Connecticut, CT 06828
There are currently no loan rates available for FAMILY TRUST
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Connecticut 30 Year Fixed Mortgage Rates 2021
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
3.339% | 3.250% | 0.63 | $2,812 | $1,089 | Learn More |
NMLS ID: 541760 |
2.945% | 2.875% | 0.88 | $2,268 | $1,038 | Learn More |
NMLS ID: 1429243 |
2.472% | 2.375% | 0.88 | $3,215 | $972 | Learn More |
NMLS ID: 2890 License#: 13256 |
2.652% | 2.625% | 0.38 | $898 | $1,005 | Learn More |
Featured - Connecticut Home Equity Line Of Credit Rates 2021
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
2.240 %
|
$0 |
Learn More
More Info |
BMO Harris Bank See Table |
Intro APR 1.990 % After Intro: 4.840 % Intro Period: 12 months |
$0 |
Learn More
More Info |
Bethpage Federal Credit Union See Table |
Intro APR 2.990 % After Intro: 3.750 % Intro Period: 12 months |
$25,000 |
Learn More
More Info |
Note to FAMILY TRUST
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Family Trust branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Fairfield,Connecticut
Financial Details
Family Trust Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Family Trust. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Family Trust | U.S. Average |
|---|---|
| 6.75% | 5.40 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2020, Family Trust had $4,135,236 in non-current loans and $15,868 in owned assets. To cover these potential losses it had $59,798,059 in net worth and $1,704,188 in loans loss reserves. That gives it a Texas Ratio of 6.75%.
Net Worth
| Family Trust | U.S. Average |
|---|---|
| 9.94% | 12.67% |
Family Trust FCU has a net worth of 9.94% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About Family Trust
Branches and Savings
What is Family Trust?
A federal credit union, registered with the NCUA under certificate #11554.
Learn more about credit unions here.
Is Family Trust FDIC insured?
No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Family Trust is insured by the NCUA.
Who can join Family Trust?
Please see Field of Membership information above for information on who is eligible to join.
How big is Family Trust?
Family Trust has total capital of $59.80 million. Full information on Family Trust's financial position is located above.
Who owns Family Trust?
Credit Unions are owned by their members.
Where are Family Trust branches located?
See branch locations nearby.
Are Family Trust ATMs Open 24/7?
Do Family Trust ATMs accept cash deposits?
Can Family Trust customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does Family Trust have a mobile app?
Does Family Trust have mobile deposit?
Does Family Trust have quick pay?
How can Family Trust transfer money to other banks or credit unions?
Does Family Trust report to credit bureaus?
Does Family Trust use Chexsystems?
Does Family Trust use Equifax?
What is Family Trust's toll free phone number?
What is Family Trust's ACH Routing Number?
What is Family Trust's SWIFT code?
Where can I find Family Trust's wire transfer form?
What is the Family Trust address for deposits?
What Products Does Family Trust Offer
Does Family Trust offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
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