Family Trust Federal Credit Union

Headquarters

Po Drawer 10233
Rock Hill, SC 29731
See all branch locations →

ACH 253279659

Notable Rates APY Vs.Others
Savings 0.05% 4.15% →
1-Year CD 0.70% 4.59% →
2-Year CD 0.85% 4.45% →
5-Year CD 1.20% 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Family Trust is an NCUA insured institution located in Rock Hill, SC. It was founded in 1957 and has approximately $774.81 millions in assets.

Who can join?

Membership is open to anyone who lives, works, worships, or attends school in York County.

NCUA Insured Yes / Federally Chartered
Charter Number # # 11554
Date Established 1957
Assets $774.81 million
Loans $621.23 million
Deposits $656.80 million
Capital $92.49 million
 

Field of Membership Restrictions

Membership is open to anyone who lives, works, worships, or attends school in York County.

Deposit Rates - September 10, 2026

Your Current Location: Arizona, AZ 85001

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.15% $10,000 $14,999 Learn More
6 Mo CD
0.15% $100,000 $199,999 Learn More
12 Mo CD
0.70% $10,000 $14,999 Learn More
12 Mo CD
0.70% $100,000 $199,999 Learn More
24 Mo CD
0.85% $10,000 $14,999 Learn More
24 Mo CD
0.85% $100,000 $199,999 Learn More
36 Mo CD
1.05% $10,000 $14,999 Learn More
36 Mo CD
1.05% $100,000 $199,999 Learn More
48 Mo CD
1.20% $10,000 $14,999 Learn More
48 Mo CD
1.20% $100,000 $199,999 Learn More
60 Mo CD
1.20% $10,000 $14,999 Learn More
60 Mo CD
1.20% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - September 10, 2026

Your Current Location: Arizona, AZ 85001

There are currently no loan rates available for Family Trust

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Note to Family Trust
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Branches

Below are Family Trust branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Phoenix,Arizona


Family Trust Locations around zip code 85001




Climate Policy and Initiatives

FAMILY TRUST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Family Trust Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Family Trust. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Family Trust U.S. Average
3.64% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Family Trust had $3,372,759 in non-current loans and $43,538 in owned assets. To cover these potential losses it had $92,494,139 in net worth and $1,361,532 in loans loss reserves. That gives it a Texas Ratio of 3.64%.

Net Worth
Family Trust U.S. Average
11.92% 14.48%

Family Trust FCU has a net worth of 11.92% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Family Trust

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