FAMILY TRUST

Headquarters

PO DRAWER 10233
Rock Hill, SC 29731
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.05% →
1-Year CD 0.70% 1.05% →
2-Year CD 0.85% 1.11% →
5-Year CD 1.20% 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Family Trust is an NCUA insured institution located in Rock Hill, SC. It was founded in 1957 and has approximately $543.74 millions in assets.

Who can join?

Membership is open to anyone who lives, works, worships, or attends school in York County.

NCUA Insured Yes
Charter Number # # 11554
Date Established 1957
Assets $543.74 million
Loans $403.04 million
Deposits $449.78 million
Capital $57.57 million
 

Field of Membership Restrictions

Membership is open to anyone who lives, works, worships, or attends school in York County.

Deposit Rates - August 10, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.10% $10,000 $14,999 Learn More
3 Mo CD
0.10% $100,000 $199,999 Learn More
6 Mo CD
0.15% $10,000 $14,999 Learn More
6 Mo CD
0.15% $100,000 $199,999 Learn More
12 Mo CD
0.70% $10,000 $14,999 Learn More
12 Mo CD
0.70% $100,000 $199,999 Learn More
24 Mo CD
0.85% $10,000 $14,999 Learn More
24 Mo CD
0.85% $100,000 $199,999 Learn More
36 Mo CD
1.05% $10,000 $14,999 Learn More
36 Mo CD
1.05% $100,000 $199,999 Learn More
48 Mo CD
1.20% $10,000 $14,999 Learn More
48 Mo CD
1.20% $100,000 $199,999 Learn More
60 Mo CD
1.20% $10,000 $14,999 Learn More
60 Mo CD
1.20% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - August 10, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FAMILY TRUST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.914% 2.875% 0.50 $1,250 $1,038 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

Note to FAMILY TRUST
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Family Trust branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Family Trust Locations


Financial Details

Family Trust Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Family Trust. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Family Trust U.S. Average
6.21% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Family Trust had $3,654,486 in non-current loans and $11,863 in owned assets. To cover these potential losses it had $57,573,186 in net worth and $1,512,092 in loans loss reserves. That gives it a Texas Ratio of 6.21%.

Net Worth
Family Trust U.S. Average
10.58% 13.61%

Family Trust FCU has a net worth of 10.58% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Family Trust

Branches and Savings

What is Family Trust?

A federal credit union, registered with the NCUA under certificate #11554.
Learn more about credit unions here.

Is Family Trust FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Family Trust?

Please see Field of Membership information above for information on who is eligible to join.

What are Family Trust's share account and share certificate rates?

Family Trust's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Family Trust?

Family Trust has total capital of $57.57 million. Full information on Family Trust's financial position is located above.

Who owns Family Trust?

Credit Unions are owned by their members.

Where are Family Trust branches located?

See branch locations nearby.

Are Family Trust ATMs Open 24/7?

Do Family Trust ATMs accept cash deposits?

Can Family Trust customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Family Trust have a mobile app?

Does Family Trust have mobile deposit?

Does Family Trust have quick pay?

How can Family Trust transfer money to other banks or credit unions?

Does Family Trust report to credit bureaus?

Does Family Trust use Chexsystems?

Does Family Trust use Equifax?

What is Family Trust's toll free phone number?

What is Family Trust's ACH Routing Number?

What is Family Trust's SWIFT code?

Where can I find Family Trust's wire transfer form?

What is the Family Trust address for deposits?

What Products Does Family Trust Offer

Does Family Trust offer mortgages?

Compare mortgage rates here.

Does Family Trust offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Family Trust offer auto and RV loans?

Compare auto loan rates here.

Does Family Trust offer student loans or personal loans?

Compare personal loan rates here.

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