FEDONE

Headquarters

24000 Avila Rd # U120
Laguna Niguel, CA 92677
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Fedone is an NCUA insured institution located in Laguna Niguel, CA. It was founded in 1961 and has approximately $18.82 millions in assets.

NCUA Insured Yes
Charter Number # # 14631
Date Established 1961
Assets $18.82 million
Loans $6.99 million
Deposits $17.20 million
Capital $1.61 million
 

Deposit Rates - January 17, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Fedone

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Loan Rates - January 17, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for FEDONE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.701% 2.625% 1.00 $2,495 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

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Branches

Below are Fedone branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Fedone Locations


Financial Details

Fedone Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Fedone. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Fedone U.S. Average
3.49% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Fedone had $43,438 in non-current loans and $39,695 in owned assets. To cover these potential losses it had $1,613,874 in net worth and $767,597 in loans loss reserves. That gives it a Texas Ratio of 3.49%.

Net Worth
Fedone U.S. Average
8.57% 12.91%

Fedone FCU has a net worth of 8.57% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Fedone

Branches and Savings

What is Fedone?

A federal credit union, registered with the NCUA under certificate #14631.
Learn more about credit unions here.

Is Fedone FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Fedone?

Please see Field of Membership information above for information on who is eligible to join.

What are Fedone's share account and share certificate rates?

Fedone's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Fedone?

Fedone has total capital of $1.61 million. Full information on Fedone's financial position is located above.

Who owns Fedone?

Credit Unions are owned by their members.

Where are Fedone branches located?

See branch locations nearby.

Are Fedone ATMs Open 24/7?

Do Fedone ATMs accept cash deposits?

Can Fedone customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Fedone have a mobile app?

Does Fedone have mobile deposit?

Does Fedone have quick pay?

How can Fedone transfer money to other banks or credit unions?

Does Fedone report to credit bureaus?

Does Fedone use Chexsystems?

Does Fedone use Equifax?

What is Fedone's toll free phone number?

What is Fedone's ACH Routing Number?

What is Fedone's SWIFT code?

Where can I find Fedone's wire transfer form?

What is the Fedone address for deposits?

What Products Does Fedone Offer

Does Fedone offer mortgages?

Compare mortgage rates here.

Does Fedone offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Fedone offer auto and RV loans?

Compare auto loan rates here.

Does Fedone offer student loans or personal loans?

Compare personal loan rates here.

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