2 W Main St
Salem, VA 24153
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Fedstar is an NCUA insured institution located in Salem, VA. It was founded in 1947 and has approximately $23.78 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 5486
Date Established 1947
Assets $23.78 million
Loans $17.02 million
Deposits $23.87 million
Capital $-0.17 million

Deposit Rates - July 26, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Fedstar

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Loan Rates - July 26, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FEDSTAR

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
CashCall Mortgage
NMLS ID: 128231
2.692% 2.625% 0.88 $2,188 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
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2.240 %
$0 Learn More
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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BMO Harris Bank
BMO Harris Bank
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4.840 %
$0 Learn More
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To upload and update your bank's rates please register. It is free to register and add rates.



Below are Fedstar branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Fedstar Locations

Financial Details

Fedstar Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Fedstar. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Fedstar U.S. Average
53.21% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Fedstar had $143,302 in non-current loans and $15,975 in owned assets. To cover these potential losses it had $-169,531 in net worth and $468,866 in loans loss reserves. That gives it a Texas Ratio of 53.21%.

Net Worth
Fedstar U.S. Average
-0.71% 12.20%

Fedstar FCU has a net worth of -0.71% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Fedstar

Branches and Savings

What is Fedstar?

A federal credit union, registered with the NCUA under certificate #5486.
Learn more about credit unions here.

Is Fedstar FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Fedstar is insured by the NCUA.

Who can join Fedstar?

Please see Field of Membership information above for information on who is eligible to join.

What are Fedstar's share account and share certificate rates?

Fedstar's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Fedstar?

Fedstar has total capital of $-0.17 million. Full information on Fedstar's financial position is located above.

Who owns Fedstar?

Credit Unions are owned by their members.

Where are Fedstar branches located?

See branch locations nearby.

Are Fedstar ATMs Open 24/7?

Do Fedstar ATMs accept cash deposits?

Can Fedstar customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Fedstar have a mobile app?

Does Fedstar have mobile deposit?

Does Fedstar have quick pay?

How can Fedstar transfer money to other banks or credit unions?

Does Fedstar report to credit bureaus?

Does Fedstar use Chexsystems?

Does Fedstar use Equifax?

What is Fedstar's toll free phone number?

What is Fedstar's ACH Routing Number?

What is Fedstar's SWIFT code?

Where can I find Fedstar's wire transfer form?

What is the Fedstar address for deposits?

What Products Does Fedstar Offer

Does Fedstar offer mortgages?

Compare mortgage rates here.

Does Fedstar offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Fedstar offer auto and RV loans?

Compare auto loan rates here.

Does Fedstar offer student loans or personal loans?

Compare personal loan rates here.

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