Ferko Md


Po Box 1478
Frederick, MD 21702
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Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Ferko Md is an NCUA insured institution located in Frederick, MD. It was founded in 1955 and has approximately $34.03 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 10381
Date Established 1955
Assets $34.03 million
Loans $11.76 million
Deposits $30.04 million
Capital $3.98 million

Deposit Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Ferko Md

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Loan Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for FERKO MD

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
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Morty, Inc.
NMLS ID: 1429243
2.706% 2.625% 0.63 $2,668 $1,005 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.790% 2.750% 0.50 $1,290 $1,021 Learn More
NMLS ID: 2890
License#: 13256
2.775% 2.750% 0.38 $808 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to FERKO MD
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Ferko Md Locations

Financial Details

Ferko Md Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ferko Md. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Ferko Md U.S. Average
4.58% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Ferko Md had $159,409 in non-current loans and $28,418 in owned assets. To cover these potential losses it had $3,980,389 in net worth and $121,838 in loans loss reserves. That gives it a Texas Ratio of 4.58%.

Net Worth
Ferko Md U.S. Average
11.69% 12.67%

Ferko Md FCU has a net worth of 11.69% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Ferko Md

Branches and Savings

What is Ferko Md?

A federal credit union, registered with the NCUA under certificate #10381.
Learn more about credit unions here.

Is Ferko Md FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Ferko Md is insured by the NCUA.

Who can join Ferko Md?

Please see Field of Membership information above for information on who is eligible to join.

What are Ferko Md's share account and share certificate rates?

Ferko Md's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Ferko Md?

Ferko Md has total capital of $3.98 million. Full information on Ferko Md's financial position is located above.

Who owns Ferko Md?

Credit Unions are owned by their members.

Where are Ferko Md branches located?

See branch locations nearby.

Are Ferko Md ATMs Open 24/7?

Do Ferko Md ATMs accept cash deposits?

Can Ferko Md customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Ferko Md have a mobile app?

Does Ferko Md have mobile deposit?

Does Ferko Md have quick pay?

How can Ferko Md transfer money to other banks or credit unions?

Does Ferko Md report to credit bureaus?

Does Ferko Md use Chexsystems?

Does Ferko Md use Equifax?

What is Ferko Md's toll free phone number?

What is Ferko Md's ACH Routing Number?

What is Ferko Md's SWIFT code?

Where can I find Ferko Md's wire transfer form?

What is the Ferko Md address for deposits?

What Products Does Ferko Md Offer

Does Ferko Md offer mortgages?

Compare mortgage rates here.

Does Ferko Md offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Ferko Md offer auto and RV loans?

Compare auto loan rates here.

Does Ferko Md offer student loans or personal loans?

Compare personal loan rates here.

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