Financial Access


604 13th Ave E
Bradenton, FL 34208
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Financial Access is an NCUA insured institution located in Bradenton, FL. It was founded in 1958 and has approximately $35.55 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 12238
Date Established 1958
Assets $35.55 million
Loans $18.12 million
Deposits $28.74 million
Capital $6.27 million

Field of Membership Restrictions

Membership is open to those who live, work, attend school, or worship in Manatee County.

Deposit Rates - June 13, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Financial Access

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Financial Access

Note to Financial Access
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - June 13, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for FINANCIAL ACCESS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
CIT Bank
NMLS ID: 541760
2.945% 2.875% 0.88 $2,268 $1,038 Learn More
Morty, Inc.
NMLS ID: 1429243
2.472% 2.375% 0.88 $3,215 $972 Learn More
NMLS ID: 2890
License#: 13256
2.652% 2.625% 0.38 $898 $1,005 Learn More
Rocket Mortgage
NMLS ID: 3030
3.339% 3.250% 0.63 $2,812 $1,089 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.840 %
Intro Period: 12 months
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Financial Access branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Financial Access Locations

Financial Details

Financial Access Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Financial Access. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Financial Access U.S. Average
6.83% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Financial Access had $434,699 in non-current loans and $27,301 in owned assets. To cover these potential losses it had $6,273,420 in net worth and $491,674 in loans loss reserves. That gives it a Texas Ratio of 6.83%.

Net Worth
Financial Access U.S. Average
17.64% 12.67%

Financial Access FCU has a net worth of 17.64% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Financial Access

Branches and Savings

What is Financial Access?

A federal credit union, registered with the NCUA under certificate #12238.
Learn more about credit unions here.

Is Financial Access FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Financial Access is insured by the NCUA.

Who can join Financial Access?

Please see Field of Membership information above for information on who is eligible to join.

What are Financial Access's share account and share certificate rates?

Financial Access's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Financial Access?

Financial Access has total capital of $6.27 million. Full information on Financial Access's financial position is located above.

Who owns Financial Access?

Credit Unions are owned by their members.

Where are Financial Access branches located?

See branch locations nearby.

Are Financial Access ATMs Open 24/7?

Do Financial Access ATMs accept cash deposits?

Can Financial Access customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Financial Access have a mobile app?

Does Financial Access have mobile deposit?

Does Financial Access have quick pay?

How can Financial Access transfer money to other banks or credit unions?

Does Financial Access report to credit bureaus?

Does Financial Access use Chexsystems?

Does Financial Access use Equifax?

What is Financial Access's toll free phone number?

What is Financial Access's ACH Routing Number?

What is Financial Access's SWIFT code?

Where can I find Financial Access's wire transfer form?

What is the Financial Access address for deposits?

What Products Does Financial Access Offer

Does Financial Access offer mortgages?

Compare mortgage rates here.

Does Financial Access offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Financial Access offer auto and RV loans?

Compare auto loan rates here.

Does Financial Access offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Financial Access

There are currently no comments for Financial Access. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →