300 E 8th Ave
Homestead, PA 15120


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 4517
Date Established 1941
Assets $8.88 million
Loans $2.11 million
Deposits $7.65 million
Capital $1.21 million

Financial Advantage is an NCUA insured institution located in Homestead, PA. It was founded in 1941 and has approximately $8.88 millions in assets.

Deposit Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Financial Advantage

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Financial Advantage

Note to Financial Advantage
To upload and update your credit union's rates please register. It is free to register and add rates.

There are currently no rates available for Financial Advantage, but see these great savings and CD rates:

Advertiser Disclosure

Loan Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FINANCIAL ADVANTAGE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
3.414% 3.375% 0.50 $1,238 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Financial Advantage branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Financial Advantage Locations

Financial Details

Financial Advantage Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Financial Advantage. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Financial Advantage U.S. Average
0.57% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Financial Advantage had $7,154 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,208,277 in net worth and $43,650 in loans loss reserves. That gives it a Texas Ratio of 0.57%.

Net Worth
Financial Advantage U.S. Average
13.61% 13.47%

Financial Advantage FCU has a net worth of 13.61% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Financial Advantage

Branches and Savings

What is Financial Advantage?

A federal credit union, registered with the NCUA under certificate #4517.
Learn more about credit unions here.

Is Financial Advantage FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Financial Advantage?

Please see Field of Membership information above for information on who is eligible to join.

What are Financial Advantage's share account and share certificate rates?

Financial Advantage's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Financial Advantage?

Financial Advantage has total capital of $1.21 million. Full information on Financial Advantage's financial position is located above.

Who owns Financial Advantage?

Credit Unions are owned by their members.

Where are Financial Advantage branches located?

See branch locations nearby.

Are Financial Advantage ATMs Open 24/7?

Do Financial Advantage ATMs accept cash deposits?

Can Financial Advantage customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Financial Advantage have a mobile app?

Does Financial Advantage have mobile deposit?

Does Financial Advantage have quick pay?

How can Financial Advantage transfer money to other banks or credit unions?

Does Financial Advantage report to credit bureaus?

Does Financial Advantage use Chexsystems?

Does Financial Advantage use Equifax?

What is Financial Advantage's toll free phone number?

What is Financial Advantage's ACH Routing Number?

What is Financial Advantage's SWIFT code?

Where can I find Financial Advantage's wire transfer form?

What is the Financial Advantage address for deposits?

What Products Does Financial Advantage Offer

Does Financial Advantage offer mortgages?

Compare mortgage rates here.

Does Financial Advantage offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Financial Advantage offer auto and RV loans?

Compare auto loan rates here.

Does Financial Advantage offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Financial Advantage

There are currently no comments for Financial Advantage. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →