Financial Center Credit Union


Our records indicate that this credit union has been acquired by KERN SCHOOLS.


Headquarters

P O Box 208005
Stockton, CA 95208
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.25% 1.70% →
1-Year CD N.A. 2.02% →
2-Year CD N.A. 2.87% →
5-Year CD 0.29% 3.50% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Financial Center is an NCUA insured institution located in Stockton, CA. It was founded in 1954 and has approximately $634.4 millions in assets.

Who can join?

Family Membership
One important aspect of Financial Center membership is that family is eligible for the same financial advantages as members enjoy. Full membership is available to the spouse, children, grandchildren, parents, grandparents, siblings, aunts, and uncles of Financial Center members.

Membership through Your Employer
Membership may also come as a benefit from your employer. In fact, there are more than 160 employers in the area that offer Financial Center membership as an employee benefit. Some of these employers include San Joaquin County, City of Stockton, City of Manteca, Dameron Hospital and Lodi Memorial Hospital.

Stockton Catholic Diocese
Financial Center is the local Catholic Credit Union! If you are a practicing Catholic of the Stockton Catholic Diocese, then you are eligible for all of the benefits of Financial Center membership.

NCUA Insured Yes / State-Chartered
Charter Number # # 60463
Date Established 1954
Assets $634.40 million
Loans $102.28 million
Deposits $540.44 million
Capital $78.67 million
 

Deposit Rates - July 6, 2022

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.25% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
60 Mo CD
0.29% $10,000 $14,999 Learn More
60 Mo CD
0.29% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $2,500 $3,499 Learn MoreShow Less

Loan Rates - July 6, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for FINANCIAL CENTER

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
4.804% 4.750% 0.63 $1,560 $1,305 Learn More
Better.com
NMLS ID: 330511
5.454% 5.375% 0.88 $2,218 $1,400 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.887% 5.750% 1.00 $3,750 $1,459 Learn More

Featured - California Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
4.240 %
After Intro: 5.500 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to FINANCIAL CENTER
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Financial Center branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Financial Center Locations



Climate Initiatives

FINANCIAL CENTER is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Financial Center Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Financial Center. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Financial Center U.S. Average
0.27% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Financial Center had $215,300 in non-current loans and $0 in owned assets. To cover these potential losses it had $78,669,011 in net worth and $1,564,706 in loans loss reserves. That gives it a Texas Ratio of 0.27%.

Net Worth
Financial Center U.S. Average
12.4% 12.36%

Financial Center FCU has a net worth of 12.4% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for FINANCIAL CENTER


  • January 20, 2018 |

    Savings Rates

    Great bank, great customer service!

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