Financial Center Credit Union
Our records indicate that this credit union has been acquired by KERN SCHOOLS.
Headquarters
P O Box 208005
Stockton, CA 95208
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2024 Overview
General Credit Union Information
Financial Center is an NCUA insured institution located in Stockton, CA. It was founded in 1954 and has approximately $634.4 millions in assets.
Who can join?
Family Membership
One important aspect of Financial Center membership is that family is eligible for the same financial advantages as members enjoy. Full membership is available to the spouse, children, grandchildren, parents, grandparents, siblings, aunts, and uncles of Financial Center members.
Membership through Your Employer
Membership may also come as a benefit from your employer. In fact, there are more than 160 employers in the area that offer Financial Center membership as an employee benefit. Some of these employers include San Joaquin County, City of Stockton, City of Manteca, Dameron Hospital and Lodi Memorial Hospital.
Stockton Catholic Diocese
Financial Center is the local Catholic Credit Union! If you are a practicing Catholic of the Stockton Catholic Diocese, then you are eligible for all of the benefits of Financial Center membership.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 60463 |
| Date Established | 1954 |
| Assets | $634.40 million |
| Loans | $102.28 million |
| Deposits | $540.44 million |
| Capital | $78.67 million |
Deposit Rates - April 23, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.25% | $2,500 | $4,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 60 Mo CD
|
0.29% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.29% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.15% | $2,500 | $3,499 | Learn More |
Loan Rates - April 23, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Financial Center
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 2059741 |
6.994% | 6.875% | 0.63 | $3,885 | $2,103 | Learn More |
NMLS ID: 3029 |
7.111% | 6.990% | 0.75 | $4,070 | $2,127 | Learn More |
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Financial Center
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Branches
Below are Financial Center branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
FINANCIAL CENTER is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Financial Center Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Financial Center. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Financial Center | U.S. Average |
|---|---|
| 0.27% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Financial Center had $215,300 in non-current loans and $0 in owned assets. To cover these potential losses it had $78,669,011 in net worth and $1,564,706 in loans loss reserves. That gives it a Texas Ratio of 0.27%.
Net Worth
| Financial Center | U.S. Average |
|---|---|
| 12.4% | 13.62% |
Financial Center FCU has a net worth of 12.4% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Financial Center
Yolanda
January 20, 2018 |
Great bank, great customer service!
Is this review helpful? Yes:0 / No: 0
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