FINANCIAL ONE

843 40th Ave NE
Columbia Height, MN 55421

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 64287
Date Established 1933
Assets $144.31 million
Loans $126.84 million
Deposits $130.01 million
Capital $11.95 million

Financial One is an NCUA insured institution located in Columbia Height, MN. It was founded in 1933 and has approximately $144.31 millions in assets.

Field of Membership Restrictions

Financial One Credit Union of Minnesota is open to the residents, church members, people that maintain employment or consistently conduct business in these eligible locations: Anoka County, Champlin City, and Northeast Minneapolis, the Minnesota DAV members, and the family members of current credit union members.

Deposit Rates - October 14, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.15% $2,500 $24,999 Learn MoreShow Less
Money Market
0.20% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
0.90% $1,000 $9,999 Learn MoreShow Less
Special: 11 Mo FIRA
2.02% $1,000 $250,000 Learn MoreShow Less
Special: 23 Mo FIRA
2.52% $1,000 $250,000 Learn MoreShow Less
Special: 35 Mo FIRA
2.27% $1,000 $250,000 Learn MoreShow Less
Special: 58 Mo FIRA
3.03% $1,000 $250,000 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.70% $10,000 - Learn MoreShow Less
Special: 11 Mo CD
2.02% $1,000 $250,000 Learn MoreShow Less
12 Mo CD
1.00% $10,000 - Learn MoreShow Less
Special: 23 Mo CD
2.52% $1,000 $250,000 Learn MoreShow Less
24 Mo CD
1.20% $10,000 - Learn MoreShow Less
Special: 35 Mo CD
2.27% $1,000 $250,000 Learn MoreShow Less
36 Mo CD
1.40% $10,000 - Learn MoreShow Less
48 Mo CD
1.50% $10,000 - Learn MoreShow Less
Special: 58 Mo CD
3.03% $1,000 $250,000 Learn MoreShow Less
60 Mo CD
1.75% $10,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $1 $4,999 Learn MoreShow Less

Loan Rates - October 14, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for FINANCIAL ONE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.634% 3.625% 0.13 $265 $1,141 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.990 %
$0 Learn More
More Info

Note to FINANCIAL ONE
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Financial One branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Financial One Locations


Financial Details

Financial One Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Financial One. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Financial One U.S. Average
11.96% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Financial One had $1,491,673 in non-current loans and $10,236 in owned assets. To cover these potential losses it had $11,945,656 in net worth and $607,284 in loans loss reserves. That gives it a Texas Ratio of 11.96%.

Net Worth
Financial One U.S. Average
8.27% 13.65%

Financial One FCU has a net worth of 8.27% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Financial One

Branches and Savings

What is Financial One?

A federal credit union, registered with the NCUA under certificate #64287.
Learn more about credit unions here.

Is Financial One FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Financial One?

Please see Field of Membership information above for information on who is eligible to join.

What are Financial One's share account and share certificate rates?

Financial One's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Financial One?

Financial One has total capital of $11.95 million. Full information on Financial One's financial position is located above.

Who owns Financial One?

Credit Unions are owned by their members.

Where are Financial One branches located?

See branch locations nearby.

Are Financial One ATMs Open 24/7?

Do Financial One ATMs accept cash deposits?

Can Financial One customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Financial One have a mobile app?

Does Financial One have mobile deposit?

Does Financial One have quick pay?

How can Financial One transfer money to other banks or credit unions?

Does Financial One report to credit bureaus?

Does Financial One use Chexsystems?

Does Financial One use Equifax?

What is Financial One's toll free phone number?

What is Financial One's ACH Routing Number?

What is Financial One's SWIFT code?

Where can I find Financial One's wire transfer form?

What is the Financial One address for deposits?

What Products Does Financial One Offer

Does Financial One offer mortgages?

Compare mortgage rates here.

Does Financial One offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Financial One offer auto and RV loans?

Compare auto loan rates here.

Does Financial One offer student loans or personal loans?

Compare personal loan rates here.

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