FINANCIAL PLUS

G3381 VAN SLYKE RD
Flint, MI 48507

Overview
Membership
Deposit Rates
Loan Rates
Branches
Financial Details
FAQs
Articles
Reviews

2019 Overview

General Credit Union Information


NCUA Insured	Yes
Charter Number #	# 68646
Date Established	1952
Assets	$549.95 million
Loans	$369.47 million
Deposits	$472.29 million
Capital	$73.86 million

Financial Plus is an NCUA insured institution located in Flint, MI. It was founded in 1952 and has approximately $549.95 millions in assets.

Field of Membership Restrictions

Financial Plus Credit Union of Michigan is open to the residents, church members, registered students, and the people that maintain employment in the eligible locations that are listed on the credit union website.

Deposit Rates - March 24, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates)	APY	MIN	MAX
Savings	0.05%	$1,500	$2,999	Learn MoreShow Less
Compare with 2.25% APY Platinum Online Savings Account from Northfield Bank \| Advertiser Disclosure
Money Market	0.20%	$1,500	$9,999	Learn MoreShow Less
Money Market	0.25%	$10,000	$24,999	Learn MoreShow Less
Money Market	0.30%	$25,000	$49,999	Learn MoreShow Less
Premium Money Market Account	0.25%	$1,500	$49,999	Learn MoreShow Less

Fixed IRA Rates	APY	MIN	MAX
	2.25%	$500	$9,999,999	Learn MoreShow Less
Fixed IRA	2.20%	$500	-	Learn MoreShow Less

CD Rates (Share Certificate Rates)	APY	MIN	MAX
3 Mo CD	1.00%	$10,000	-	Learn MoreShow Less
6 Mo CD	1.75%	$500	-	Learn MoreShow Less
	2.25%	$500	$9,999,999	Learn MoreShow Less
12 Mo CD	2.20%	$500	-	Learn MoreShow Less
Special: 16 Mo CD	2.70%	$500	-	Learn MoreShow Less
	2.30%	$500	$9,999,999	Learn MoreShow Less
18 Mo CD	2.25%	$500	-	Learn MoreShow Less
	2.35%	$500	$9,999,999	Learn MoreShow Less
24 Mo CD	2.30%	$500	-	Learn MoreShow Less
Special: 28 Mo CD	3.00%	$500	-	Learn MoreShow Less
	2.35%	$500	$9,999,999	Learn MoreShow Less
30 Mo CD	2.30%	$500	-	Learn MoreShow Less
36 Mo CD	2.60%	$500	-	Learn MoreShow Less
48 Mo CD	2.75%	$500	-	Learn MoreShow Less
60 Mo CD	3.25%	$500	-	Learn MoreShow Less

Variable IRA Rates	APY	MIN	MAX
Var IRA	0.10%	$1	-	Learn MoreShow Less

Int Checking Rates	APY	MIN	MAX
Int Ckg	0.10%	$1,000	$4,999	Learn MoreShow Less

Loan Rates - March 24, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FINANCIAL PLUS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 401822	4.250%	4.125%	0.50	$3,750	$1,212	Learn More
NMLS ID: 3030	5.125%	5.125%	0.00	$0	$1,362	Learn More
NMLS ID: 3030	4.560%	4.560%	0.00	$0	$1,276	Learn More

See More Mortgage Rates →

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loans	4.490 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in OH/FL; Prime minus .76% in all other states. Min loan amount $10,000. Max loan amount $150,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
PenFed Credit Union	5.500 %	$0	Learn More More Info
Variable APR of Prime + 0% (Floor 3.75%). APR based on LTV of 80% or lower, for loan amounts $10,000 - $400,000. Save when you borrow from PenFed! Equal housing lender. Available to members online seven days a week, 24 hours a day Federally insured by NCUA

See More Home Equity Rates →

Note to FINANCIAL PLUS
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Financial Plus branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia

Financial Plus Locations

Financial Details

Financial Plus Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Financial Plus. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio

Financial Plus	U.S. Average
6.04%	6.94

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2018, Financial Plus had $4,131,412 in non-current loans and $627,060 in owned assets. To cover these potential losses it had $73,857,043 in net worth and $4,952,881 in loans loss reserves. That gives it a Texas Ratio of 6.04%.

Net Worth

Financial Plus	U.S. Average
13.42%	13.08%

Financial Plus FCU has a net worth of 13.42% versus the BestCashCow average of 13.08. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.