Financial Plus


G3381 Van Slyke Rd
Flint, MI 48507
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.65% →
1-Year CD 0.70% 0.70% →
2-Year CD 0.85% 0.75% →
5-Year CD 1.35% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Financial Plus is an NCUA insured institution located in Flint, MI. It was founded in 1952 and has approximately $699.06 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 68646
Date Established 1952
Assets $699.06 million
Loans $395.36 million
Deposits $605.92 million
Capital $79.16 million

Field of Membership Restrictions

Financial Plus Credit Union of Michigan is open to the residents, church members, registered students, and the people that maintain employment in the eligible locations that are listed on the credit union website.

Deposit Rates - June 12, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.70% $10,000 $14,999 Learn More
12 Mo CD
0.70% $100,000 $199,999 Learn More
18 Mo CD
0.75% $10,000 $14,999 Learn More
18 Mo CD
0.75% $100,000 $199,999 Learn More
24 Mo CD
0.85% $10,000 $14,999 Learn More
24 Mo CD
0.85% $100,000 $199,999 Learn More
30 Mo CD
0.90% $10,000 $14,999 Learn More
30 Mo CD
0.90% $100,000 $199,999 Learn More
36 Mo CD
0.95% $10,000 $14,999 Learn More
36 Mo CD
0.95% $100,000 $199,999 Learn More
48 Mo CD
1.15% $10,000 $14,999 Learn More
48 Mo CD
1.15% $100,000 $199,999 Learn More
60 Mo CD
1.35% $10,000 $14,999 Learn More
60 Mo CD
1.35% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.10% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - June 12, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FINANCIAL PLUS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.339% 3.250% 0.63 $2,812 $1,089 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.678% 2.625% 0.75 $1,732 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.840 %
Intro Period: 12 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Financial Plus branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Financial Plus Locations

Financial Details

Financial Plus Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Financial Plus. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Financial Plus U.S. Average
2.26% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Financial Plus had $1,704,517 in non-current loans and $179,526 in owned assets. To cover these potential losses it had $79,164,950 in net worth and $4,054,973 in loans loss reserves. That gives it a Texas Ratio of 2.26%.

Net Worth
Financial Plus U.S. Average
11.32% 12.67%

Financial Plus FCU has a net worth of 11.32% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Financial Plus

Branches and Savings

What is Financial Plus?

A credit union, registered with the NCUA under certificate #68646.
Learn more about credit unions here.

Is Financial Plus FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Financial Plus is insured by the NCUA.

Who can join Financial Plus?

Please see Field of Membership information above for information on who is eligible to join.

What are Financial Plus's share account and share certificate rates?

Financial Plus's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Financial Plus?

Financial Plus has total capital of $79.16 million. Full information on Financial Plus's financial position is located above.

Who owns Financial Plus?

Credit Unions are owned by their members.

Where are Financial Plus branches located?

See branch locations nearby.

Are Financial Plus ATMs Open 24/7?

Do Financial Plus ATMs accept cash deposits?

Can Financial Plus customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Financial Plus have a mobile app?

Does Financial Plus have mobile deposit?

Does Financial Plus have quick pay?

How can Financial Plus transfer money to other banks or credit unions?

Does Financial Plus report to credit bureaus?

Does Financial Plus use Chexsystems?

Does Financial Plus use Equifax?

What is Financial Plus's toll free phone number?

What is Financial Plus's ACH Routing Number?

What is Financial Plus's SWIFT code?

Where can I find Financial Plus's wire transfer form?

What is the Financial Plus address for deposits?

What Products Does Financial Plus Offer

Does Financial Plus offer mortgages?

Compare mortgage rates here.

Does Financial Plus offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Financial Plus offer auto and RV loans?

Compare auto loan rates here.

Does Financial Plus offer student loans or personal loans?

Compare personal loan rates here.

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