Financial Trax Federal Credit Union

Headquarters

1 North Buchanan
Gary, IN 46402
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Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.85% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Financial Trax is an NCUA insured institution located in Gary, IN. It was founded in 1941 and has approximately $2.7 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 4523
Date Established 1941
Assets $2.70 million
Loans $1.00 million
Deposits $2.13 million
Capital $0.55 million
 

Deposit Rates - December 8, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Financial Trax

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Advertiser Disclosure

Loan Rates - December 8, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FINANCIAL TRAX

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
New American Funding
NMLS ID: 6606
3.109% 2.990% 0.88 $3,839 $1,053 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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Flagstar Bank-Heloc
Flagstar Bank-Heloc
See Table
4.990 %
$0 Learn More
More Info

Note to FINANCIAL TRAX
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Branches

Below are Financial Trax branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Financial Trax Locations



Climate Initiatives

FINANCIAL TRAX is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Financial Trax Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Financial Trax. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Financial Trax U.S. Average
5.56% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Financial Trax had $30,904 in non-current loans and $0 in owned assets. To cover these potential losses it had $547,815 in net worth and $7,766 in loans loss reserves. That gives it a Texas Ratio of 5.56%.

Net Worth
Financial Trax U.S. Average
20.3% 12.22%

Financial Trax FCU has a net worth of 20.3% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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