FINANCIAL TRAX

Headquarters

1 North Buchanan
Gary, IN 46402
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.91% →
1-Year CD N.A. 0.85% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Financial Trax is an NCUA insured institution located in Gary, IN. It was founded in 1941 and has approximately $2.7 millions in assets.

NCUA Insured Yes
Charter Number # # 4523
Date Established 1941
Assets $2.70 million
Loans $1.00 million
Deposits $2.13 million
Capital $0.55 million
 

Deposit Rates - December 1, 2020

Your Current Location: Washington, WA 98109

We do not yet have rates for Financial Trax

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Advertiser Disclosure

Loan Rates - December 1, 2020

Your Current Location: Washington, WA 98109

There are currently no loan rates available for FINANCIAL TRAX

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Washington 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Hart West Financial Inc.
NMLS ID: 116830
2.302% 2.250% 0.75 $1,745 $956 Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
2.554% 2.500% 0.75 $1,775 $988 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More

Note to FINANCIAL TRAX
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Branches

Below are Financial Trax branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Financial Trax Locations


Financial Details

Financial Trax Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Financial Trax. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Financial Trax U.S. Average
5.56% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Financial Trax had $30,904 in non-current loans and $0 in owned assets. To cover these potential losses it had $547,815 in net worth and $7,766 in loans loss reserves. That gives it a Texas Ratio of 5.56%.

Net Worth
Financial Trax U.S. Average
20.3% 13.61%

Financial Trax FCU has a net worth of 20.3% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Financial Trax

Branches and Savings

What is Financial Trax?

A federal credit union, registered with the NCUA under certificate #4523.
Learn more about credit unions here.

Is Financial Trax FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Financial Trax?

Please see Field of Membership information above for information on who is eligible to join.

What are Financial Trax's share account and share certificate rates?

Financial Trax's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Financial Trax?

Financial Trax has total capital of $0.55 million. Full information on Financial Trax's financial position is located above.

Who owns Financial Trax?

Credit Unions are owned by their members.

Where are Financial Trax branches located?

See branch locations nearby.

Are Financial Trax ATMs Open 24/7?

Do Financial Trax ATMs accept cash deposits?

Can Financial Trax customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Financial Trax have a mobile app?

Does Financial Trax have mobile deposit?

Does Financial Trax have quick pay?

How can Financial Trax transfer money to other banks or credit unions?

Does Financial Trax report to credit bureaus?

Does Financial Trax use Chexsystems?

Does Financial Trax use Equifax?

What is Financial Trax's toll free phone number?

What is Financial Trax's ACH Routing Number?

What is Financial Trax's SWIFT code?

Where can I find Financial Trax's wire transfer form?

What is the Financial Trax address for deposits?

What Products Does Financial Trax Offer

Does Financial Trax offer mortgages?

Compare mortgage rates here.

Does Financial Trax offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Financial Trax offer auto and RV loans?

Compare auto loan rates here.

Does Financial Trax offer student loans or personal loans?

Compare personal loan rates here.

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