616 Burnside Ave
East Hartford, CT 06108
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.40% →
1-Year CD 0.30% 1.15% →
2-Year CD 0.35% 1.26% →
5-Year CD 0.70% 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Finex is an NCUA insured institution located in East Hartford, CT. It was founded in 1938 and has approximately $83.77 millions in assets.

NCUA Insured Yes
Charter Number # # 68662
Date Established 1938
Assets $83.77 million
Loans $62.80 million
Deposits $69.30 million
Capital $7.37 million

Field of Membership Restrictions

Membership is open to those who live, work or worship in Hartford or Tolland counties or have a family member who is already a member.

Deposit Rates - July 8, 2020

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $5 - Learn More
Money Market
0.10% $2,500 $24,999 Learn More
Money Market
0.15% $25,000 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $1,000 - Learn More
Special: 9 Mo CD
0.35% $1,000 - Learn More
12 Mo CD
0.30% $1,000 - Learn More
18 Mo CD
0.30% $1,000 - Learn More
24 Mo CD
0.35% $1,000 - Learn More
36 Mo CD
0.45% $1,000 - Learn More
48 Mo CD
0.60% $1,000 - Learn More
60 Mo CD
0.70% $1,000 - Learn More
Variable IRA Rates APY MIN MAX
0.30% $10 - Learn MoreShow Less
Fixed IRA
0.30% $500 - Learn MoreShow Less
Checking Rates APY MIN FEE
Axcess High Rate Rewards Checking 2.02% $0 $6.00 Learn MoreShow Less

Loan Rates - July 8, 2020

Your Current Location: Washington, WA 98109

There are currently no loan rates available for FINEX

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 520-CL-25944
3.039% 3.000% 0.50 $1,250 $1,055 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More

Note to FINEX
To upload and update your bank's rates please register. It is free to register and add rates.


Below are Finex branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Finex Locations

Financial Details

Finex Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Finex. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Finex U.S. Average
5.09% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Finex had $269,591 in non-current loans and $123,500 in owned assets. To cover these potential losses it had $7,368,065 in net worth and $355,327 in loans loss reserves. That gives it a Texas Ratio of 5.09%.

Net Worth
Finex U.S. Average
8.79% 13.86%

Finex FCU has a net worth of 8.79% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Finex

Branches and Savings

What is Finex?

A federal credit union, registered with the NCUA under certificate #68662.
Learn more about credit unions here.

Is Finex FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Finex?

Please see Field of Membership information above for information on who is eligible to join.

What are Finex's share account and share certificate rates?

Finex's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Finex?

Finex has total capital of $7.37 million. Full information on Finex's financial position is located above.

Who owns Finex?

Credit Unions are owned by their members.

Where are Finex branches located?

See branch locations nearby.

Are Finex ATMs Open 24/7?

Do Finex ATMs accept cash deposits?

Can Finex customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Finex have a mobile app?

Does Finex have mobile deposit?

Does Finex have quick pay?

How can Finex transfer money to other banks or credit unions?

Does Finex report to credit bureaus?

Does Finex use Chexsystems?

Does Finex use Equifax?

What is Finex's toll free phone number?

What is Finex's ACH Routing Number?

What is Finex's SWIFT code?

Where can I find Finex's wire transfer form?

What is the Finex address for deposits?

What Products Does Finex Offer

Does Finex offer mortgages?

Compare mortgage rates here.

Does Finex offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Finex offer auto and RV loans?

Compare auto loan rates here.

Does Finex offer student loans or personal loans?

Compare personal loan rates here.

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