FIRST CITIZENS'

200 MILL RD STE 100
Fairhaven, MA 02719

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 24254
Date Established 1937
Assets $775.33 million
Loans $659.14 million
Deposits $612.80 million
Capital $77.17 million

First Citizens' is an NCUA insured institution located in Fairhaven, MA. It was founded in 1937 and has approximately $775.33 millions in assets.

Who can join?

Persons who live, worship, work (or regularly conduct business in), attend school in, or businesses or other legal entities in Bristol, Plymouth, Barnstable, Dukes, Nantucket, or Norfolk Counties, Massachusetts are eligible to join.

Field of Membership Restrictions

Membership in First Citizens' Federal Credit Union is open to those who live, worship, work, regularly conduct business in, attend school in, or businesses or other legal entities in Bristol, Plymouth, Barnstable, Dukes, Nantucket, or Norfolk Counties in Massachusetts.

Deposit Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.45% $500 - Learn MoreShow Less
Special: 9 Mo FIRA
2.00% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.15% $500 - Learn MoreShow Less
6 Mo CD
0.20% $500 - Learn MoreShow Less
Special: 9 Mo CD
2.00% $500 - Learn MoreShow Less
12 Mo CD
0.45% $500 - Learn MoreShow Less
18 Mo CD
0.25% $500 - Learn MoreShow Less
24 Mo CD
0.50% $500 - Learn MoreShow Less
36 Mo CD
0.75% $500 - Learn MoreShow Less
48 Mo CD
1.00% $500 - Learn MoreShow Less
60 Mo CD
1.10% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $500 - Learn MoreShow Less

Loan Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FIRST CITIZENS'

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
3.657% 3.625% 0.38 $980 $1,141 Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
3.546% 3.500% 0.13 $1,437 $1,123 Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
More Info

Note to FIRST CITIZENS'
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are First Citizens' branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


First Citizens' Locations


Financial Details

First Citizens' Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First Citizens'. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
First Citizens' U.S. Average
5.98% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, First Citizens' had $3,871,855 in non-current loans and $860,242 in owned assets. To cover these potential losses it had $77,173,108 in net worth and $1,924,069 in loans loss reserves. That gives it a Texas Ratio of 5.98%.

Net Worth
First Citizens' U.S. Average
10.09% 13.47%

First Citizens' FCU has a net worth of 10.09% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About First Citizens'

Branches and Savings

What is First Citizens'?

A federal credit union, registered with the NCUA under certificate #24254.
Learn more about credit unions here.

Is First Citizens' FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join First Citizens'?

Please see Field of Membership information above for information on who is eligible to join.

What are First Citizens''s share account and share certificate rates?

First Citizens''s deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is First Citizens'?

First Citizens' has total capital of $77.17 million. Full information on First Citizens''s financial position is located above.

Who owns First Citizens'?

Credit Unions are owned by their members.

Where are First Citizens' branches located?

See branch locations nearby.

Are First Citizens' ATMs Open 24/7?

Do First Citizens' ATMs accept cash deposits?

Can First Citizens' customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does First Citizens' have a mobile app?

Does First Citizens' have mobile deposit?

Does First Citizens' have quick pay?

How can First Citizens' transfer money to other banks or credit unions?

Does First Citizens' report to credit bureaus?

Does First Citizens' use Chexsystems?

Does First Citizens' use Equifax?

What is First Citizens''s toll free phone number?

What is First Citizens''s ACH Routing Number?

What is First Citizens''s SWIFT code?

Where can I find First Citizens''s wire transfer form?

What is the First Citizens' address for deposits?

What Products Does First Citizens' Offer

Does First Citizens' offer mortgages?

Compare mortgage rates here.

Does First Citizens' offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does First Citizens' offer auto and RV loans?

Compare auto loan rates here.

Does First Citizens' offer student loans or personal loans?

Compare personal loan rates here.

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