First City Credit Union


Po Box 93727
Pasadena, CA 91109
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 2.53% →
1-Year CD 0.60% 2.79% →
2-Year CD 0.80% 3.20% →
5-Year CD N.A. 3.65% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

First City is an NCUA insured institution located in Pasadena, CA. It was founded in 1937 and has approximately $932.16 millions in assets.

Who can join?

Membership eligibility at First City is available to people who live, work or worship in many communities throughout Los Angeles County and parts of San Bernardino County. See our complete list of the communities we serve, by city name and zip code (

Membership eligibility is also extended to the employees and retirees of the Los Angeles County Departments, organizations, or companies that we serve, including: the Sheriff's Department, Department of Social Services, Internal Services Department, LA County+USC Medical Center, Office of Education, and several other LA County departments. Other Organizations served by First City include The Claremont Colleges; members of the Claremont Chamber of Commerce; Huntington Hospital, Children’s Hospital, White Memorial Medical Center, Hollywood Presbyterian Hospital, The Pep Boys, several LA County school districts; and many others.

You can also join if you are in the immediate family (spouse, parents, children, siblings, grandparents) or household of a First City member.

NCUA Insured Yes / State-Chartered
Charter Number # # 68503
Date Established 1937
Assets $932.16 million
Loans $300.93 million
Deposits $839.92 million
Capital $107.29 million

Field of Membership Restrictions

First City Credit Union of California is open the residents, church members, registered students, and the people that maintain employment entirely throughout Los Angeles County and specific locations within the county of San Bernardino, the current and retired employees of Los Angeles County departments and companies or the members of, the relevant Los Angeles County organizations, along with the family or household members of a current credit union member.

Deposit Rates - August 7, 2022

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.60% $100,000 $199,999 Learn More
18 Mo CD
0.80% $10,000 $14,999 Learn More
18 Mo CD
0.90% $100,000 $199,999 Learn More
24 Mo CD
0.80% $10,000 $14,999 Learn More
24 Mo CD
0.70% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - August 7, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for FIRST CITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - California 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 413-0477
4.960% 4.875% 0.63 $2,460 $1,324 Learn More
Paradise Home Mortgage
NMLS ID: 1714743
4.684% 4.625% 0.63 $1,710 $1,286 Learn More
First Internet Bank
NMLS ID: 424182
5.203% 5.125% 0.88 $2,202 $1,362 Learn More
Choicelend Mortgage
NMLS ID: 292770
License#: 01739645
4.584% 4.500% 1.00 $2,472 $1,267 Learn More

Featured - California Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
4.990 %
After Intro: 6.250 %
Intro Period: 12 months
$25,000 Learn More
More Info

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Below are First City branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California

First City Locations

Climate Initiatives

FIRST CITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

First City Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First City. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
First City U.S. Average
0.75% 4.75

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2022, First City had $743,329 in non-current loans and $64,210 in owned assets. To cover these potential losses it had $107,288,645 in net worth and $575,550 in loans loss reserves. That gives it a Texas Ratio of 0.75%.

Net Worth
First City U.S. Average
11.51% 12.28%

First City FCU has a net worth of 11.51% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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