PO Box 86008
Los Angeles, CA 90086
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.20% →
1-Year CD 0.80% 1.10% →
2-Year CD 1.00% 1.15% →
5-Year CD 1.50% 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

First City is an NCUA insured institution located in Los Angeles, CA. It was founded in 1937 and has approximately $734.11 millions in assets.

Who can join?

Membership eligibility at First City is available to people who live, work or worship in many communities throughout Los Angeles County and parts of San Bernardino County. See our complete list of the communities we serve, by city name and zip code (

Membership eligibility is also extended to the employees and retirees of the Los Angeles County Departments, organizations, or companies that we serve, including: the Sheriff's Department, Department of Social Services, Internal Services Department, LA County+USC Medical Center, Office of Education, and several other LA County departments. Other Organizations served by First City include The Claremont Colleges; members of the Claremont Chamber of Commerce; Huntington Hospital, Children’s Hospital, White Memorial Medical Center, Hollywood Presbyterian Hospital, The Pep Boys, several LA County school districts; and many others.

You can also join if you are in the immediate family (spouse, parents, children, siblings, grandparents) or household of a First City member.

NCUA Insured Yes
Charter Number # # 68503
Date Established 1937
Assets $734.11 million
Loans $300.90 million
Deposits $640.32 million
Capital $84.81 million

Field of Membership Restrictions

First City Credit Union of California is open the residents, church members, registered students, and the people that maintain employment entirely throughout Los Angeles County and specific locations within the county of San Bernardino, the current and retired employees of Los Angeles County departments and companies or the members of, the relevant Los Angeles County organizations, along with the family or household members of a current credit union member.

Deposit Rates - August 3, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.50% $10,000 $14,999 Learn More
3 Mo CD
0.60% $100,000 $199,999 Learn More
6 Mo CD
0.60% $10,000 $14,999 Learn More
6 Mo CD
0.70% $100,000 $199,999 Learn More
12 Mo CD
0.70% $10,000 $14,999 Learn More
12 Mo CD
0.80% $100,000 $199,999 Learn More
18 Mo CD
0.80% $10,000 $14,999 Learn More
18 Mo CD
0.90% $100,000 $199,999 Learn More
24 Mo CD
0.90% $10,000 $14,999 Learn More
24 Mo CD
1.00% $100,000 $199,999 Learn More
36 Mo CD
1.10% $10,000 $14,999 Learn More
36 Mo CD
1.20% $100,000 $199,999 Learn More
48 Mo CD
1.30% $10,000 $14,999 Learn More
48 Mo CD
1.40% $100,000 $199,999 Learn More
60 Mo CD
1.40% $10,000 $14,999 Learn More
60 Mo CD
1.50% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - August 3, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for FIRST CITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
2.930% 2.875% 0.75 $1,760 $1,038 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
4.000 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are First City branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

First City Locations

Financial Details

First City Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First City. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
First City U.S. Average
2.48% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, First City had $2,105,119 in non-current loans and $50,891 in owned assets. To cover these potential losses it had $84,811,409 in net worth and $1,967,214 in loans loss reserves. That gives it a Texas Ratio of 2.48%.

Net Worth
First City U.S. Average
11.55% 13.61%

First City FCU has a net worth of 11.55% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About First City

Branches and Savings

What is First City?

A federal credit union, registered with the NCUA under certificate #68503.
Learn more about credit unions here.

Is First City FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join First City?

Please see Field of Membership information above for information on who is eligible to join.

What are First City's share account and share certificate rates?

First City's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is First City?

First City has total capital of $84.81 million. Full information on First City's financial position is located above.

Who owns First City?

Credit Unions are owned by their members.

Where are First City branches located?

See branch locations nearby.

Are First City ATMs Open 24/7?

Do First City ATMs accept cash deposits?

Can First City customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does First City have a mobile app?

Does First City have mobile deposit?

Does First City have quick pay?

How can First City transfer money to other banks or credit unions?

Does First City report to credit bureaus?

Does First City use Chexsystems?

Does First City use Equifax?

What is First City's toll free phone number?

What is First City's ACH Routing Number?

What is First City's SWIFT code?

Where can I find First City's wire transfer form?

What is the First City address for deposits?

What Products Does First City Offer

Does First City offer mortgages?

Compare mortgage rates here.

Does First City offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does First City offer auto and RV loans?

Compare auto loan rates here.

Does First City offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for First City

There are currently no comments for First City. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →