FIRST CLASS

Headquarters

510 BUSINESS PARK LANE
Allentown, PA 18109
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

First Class is an NCUA insured institution located in Allentown, PA. It was founded in 1934 and has approximately $32.74 millions in assets.

NCUA Insured Yes
Charter Number # # 62
Date Established 1934
Assets $32.74 million
Loans $21.29 million
Deposits $27.60 million
Capital $5.06 million
 

Field of Membership Restrictions

Membership is open to those who live, worship, attend school or work in Lehigh or Northampton Counties, Pennsylvania.

Deposit Rates - October 22, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for First Class

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to First Class
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Advertiser Disclosure

Loan Rates - October 22, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for FIRST CLASS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.570% 2.500% 0.88 $2,312 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to FIRST CLASS
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are First Class branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


First Class Locations


Financial Details

First Class Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First Class. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
First Class U.S. Average
2.59% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, First Class had $2,274 in non-current loans and $129,715 in owned assets. To cover these potential losses it had $5,059,734 in net worth and $41,582 in loans loss reserves. That gives it a Texas Ratio of 2.59%.

Net Worth
First Class U.S. Average
15.45% 13.61%

First Class FCU has a net worth of 15.45% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About First Class

Branches and Savings

What is First Class?

A federal credit union, registered with the NCUA under certificate #62.
Learn more about credit unions here.

Is First Class FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join First Class?

Please see Field of Membership information above for information on who is eligible to join.

What are First Class's share account and share certificate rates?

First Class's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is First Class?

First Class has total capital of $5.06 million. Full information on First Class's financial position is located above.

Who owns First Class?

Credit Unions are owned by their members.

Where are First Class branches located?

See branch locations nearby.

Are First Class ATMs Open 24/7?

Do First Class ATMs accept cash deposits?

Can First Class customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does First Class have a mobile app?

Does First Class have mobile deposit?

Does First Class have quick pay?

How can First Class transfer money to other banks or credit unions?

Does First Class report to credit bureaus?

Does First Class use Chexsystems?

Does First Class use Equifax?

What is First Class's toll free phone number?

What is First Class's ACH Routing Number?

What is First Class's SWIFT code?

Where can I find First Class's wire transfer form?

What is the First Class address for deposits?

What Products Does First Class Offer

Does First Class offer mortgages?

Compare mortgage rates here.

Does First Class offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does First Class offer auto and RV loans?

Compare auto loan rates here.

Does First Class offer student loans or personal loans?

Compare personal loan rates here.

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