FIRST COAST COMMUNITY

Headquarters

306 S PALM AVE
Palatka, FL 32177
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.40% →
1-Year CD 0.60% 1.15% →
2-Year CD 0.70% 1.26% →
5-Year CD 0.90% 1.60% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

First Coast Community is an NCUA insured institution located in Palatka, FL. It was founded in 1948 and has approximately $109.03 millions in assets.

NCUA Insured Yes
Charter Number # # 68524
Date Established 1948
Assets $109.03 million
Loans $39.74 million
Deposits $93.95 million
Capital $13.83 million
 

Field of Membership Restrictions

First Coast Community Credit Union of Florida is open to the residents, business owners, registered students and the people that maintain employment in the counties of Flagler and Putnam.

Deposit Rates - July 4, 2020

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $1,001 $5,000 Learn More
Money Market
0.15% $2,501 $10,000 Learn More
Money Market
0.20% $10,001 $50,000 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.51% $1,000 - Learn More
12 Mo CD
0.60% $1,000 - Learn More
18 Mo CD
0.65% $1,000 - Learn More
24 Mo CD
0.70% $1,000 - Learn More
36 Mo CD
0.75% $1,000 - Learn More
48 Mo CD
0.80% $1,000 - Learn More
60 Mo CD
0.90% $1,000 - Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.15% $1 $999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.60% $1,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 - Learn MoreShow Less

Loan Rates - July 4, 2020

Your Current Location: Washington, WA 98109

There are currently no loan rates available for FIRST COAST COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Washington 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
3.039% 3.000% 0.50 $1,250 $1,055 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info

Note to FIRST COAST COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are First Coast Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


First Coast Community Locations


Financial Details

First Coast Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First Coast Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
First Coast Community U.S. Average
4.08% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, First Coast Community had $564,217 in non-current loans and $7,902 in owned assets. To cover these potential losses it had $13,832,501 in net worth and $199,280 in loans loss reserves. That gives it a Texas Ratio of 4.08%.

Net Worth
First Coast Community U.S. Average
12.68% 13.86%

First Coast Community FCU has a net worth of 12.68% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About First Coast Community

Branches and Savings

What is First Coast Community?

A federal credit union, registered with the NCUA under certificate #68524.
Learn more about credit unions here.

Is First Coast Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join First Coast Community?

Please see Field of Membership information above for information on who is eligible to join.

What are First Coast Community's share account and share certificate rates?

First Coast Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is First Coast Community?

First Coast Community has total capital of $13.83 million. Full information on First Coast Community's financial position is located above.

Who owns First Coast Community?

Credit Unions are owned by their members.

Where are First Coast Community branches located?

See branch locations nearby.

Are First Coast Community ATMs Open 24/7?

Do First Coast Community ATMs accept cash deposits?

Can First Coast Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does First Coast Community have a mobile app?

Does First Coast Community have mobile deposit?

Does First Coast Community have quick pay?

How can First Coast Community transfer money to other banks or credit unions?

Does First Coast Community report to credit bureaus?

Does First Coast Community use Chexsystems?

Does First Coast Community use Equifax?

What is First Coast Community's toll free phone number?

What is First Coast Community's ACH Routing Number?

What is First Coast Community's SWIFT code?

Where can I find First Coast Community's wire transfer form?

What is the First Coast Community address for deposits?

What Products Does First Coast Community Offer

Does First Coast Community offer mortgages?

Compare mortgage rates here.

Does First Coast Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does First Coast Community offer auto and RV loans?

Compare auto loan rates here.

Does First Coast Community offer student loans or personal loans?

Compare personal loan rates here.

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