550 S. Riverview Dr.
Parchment, MI 49004
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First Community Credit Union Of Parchment is an NCUA insured institution located in Parchment, MI. It was founded in 1938 and has approximately $717.49 millions in assets.
Who can join?
Membership is limited to those residences living, working, worshiping or attending school within the following counties: Allegan, Barry, Berrien, Branch, Calhoun, Cass, Kalamazoo, St. Joseph, and Van Buren.
You may also become a member if you are a relative to someone who is already a member of First Community.
In Southeast Michigan, students, educational entity administration and educators (and family of current members) of Wayne and Monroe counties are also eligible to join.
In the Wisconsin-Illinois region, those living or working within the counties of Rock, Green, and Walworth in Wisconsin, and Winnebago (Illinois) are eligible to become members.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 2885 |
| Date Established | 1938 |
| Assets | $717.49 million |
| Loans | $405.83 million |
| Deposits | $621.83 million |
| Capital | $94.11 million |
Your Current Location: New York, NY 10116
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Your Current Location: New York, NY 10116
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Below are First Community Credit Union Of Parchment branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
New York City,New York
| Branch | Distance | Map | View Lobby Hours |
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The following ratios and data are available to help you better understand the financial condition of First Community Credit Union Of Parchment. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| First Community Credit Union Of Parchment | U.S. Average |
|---|---|
| 5.42% | 6.78 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2025, First Community Credit Union Of Parchment had $4,622,233 in non-current loans and $589,566 in owned assets. To cover these potential losses it had $94,109,610 in net worth and $1,998,074 in loans loss reserves. That gives it a Texas Ratio of 5.42%.
| First Community Credit Union Of Parchment | U.S. Average |
|---|---|
| 13.11% | 14.48% |
First Community Credit Union Of Parchment FCU has a net worth of 13.11% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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Last Update on September 17, 2026
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