FIRST PRIORITY

25 DORCHESTER AVE
Boston, MA 02205

Notable Rates APY Vs.Others
Savings 0.15% 2.25% →
1-Year CD 1.55% 2.25% →
2-Year CD 1.75% 2.50% →
5-Year CD 2.50% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

First Priority is an NCUA insured institution located in Boston, MA. It was founded in 1924 and has approximately $112.75 millions in assets.

NCUA Insured Yes
Charter Number # # 66593
Date Established 1924
Assets $112.75 million
Loans $71.74 million
Deposits $92.18 million
Capital $19.69 million
 

Field of Membership Restrictions

First Priority Credit Union of Massachusetts is open to the residents and people that maintain employment within Suffolk and Essex Counties as well as the other qualified residential locations that are listed on the credit union website, the current and retired employees of the US Postal Service and the other federal employees that are located within Massachusetts along with the family members of these eligible people.

Deposit Rates - December 14, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.15% $1 $24,999 Learn MoreShow Less
Money Market
0.30% $25,000 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.55% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.50% $1,000 - Learn MoreShow Less
6 Mo CD
0.85% $1,000 - Learn MoreShow Less
12 Mo CD
1.55% $1,000 - Learn MoreShow Less
18 Mo CD
1.65% $1,000 - Learn MoreShow Less
24 Mo CD
1.75% $1,000 - Learn MoreShow Less
36 Mo CD
2.10% $1,000 - Learn MoreShow Less
48 Mo CD
2.25% $1,000 - Learn MoreShow Less
60 Mo CD
2.50% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.15% $1 - Learn MoreShow Less

Loan Rates - December 14, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for FIRST PRIORITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.625% 3.625% -0.13 ($222) $1,141 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
5.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to FIRST PRIORITY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are First Priority branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


First Priority Locations


Financial Details

First Priority Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First Priority. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
First Priority U.S. Average
9.84% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, First Priority had $1,966,707 in non-current loans and $0 in owned assets. To cover these potential losses it had $19,690,019 in net worth and $303,327 in loans loss reserves. That gives it a Texas Ratio of 9.84%.

Net Worth
First Priority U.S. Average
17.46% 13.65%

First Priority FCU has a net worth of 17.46% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About First Priority

Branches and Savings

What is First Priority?

A federal credit union, registered with the NCUA under certificate #66593.
Learn more about credit unions here.

Is First Priority FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join First Priority?

Please see Field of Membership information above for information on who is eligible to join.

What are First Priority's share account and share certificate rates?

First Priority's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is First Priority?

First Priority has total capital of $19.69 million. Full information on First Priority's financial position is located above.

Who owns First Priority?

Credit Unions are owned by their members.

Where are First Priority branches located?

See branch locations nearby.

Are First Priority ATMs Open 24/7?

Do First Priority ATMs accept cash deposits?

Can First Priority customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does First Priority have a mobile app?

Does First Priority have mobile deposit?

Does First Priority have quick pay?

How can First Priority transfer money to other banks or credit unions?

Does First Priority report to credit bureaus?

Does First Priority use Chexsystems?

Does First Priority use Equifax?

What is First Priority's toll free phone number?

What is First Priority's ACH Routing Number?

What is First Priority's SWIFT code?

Where can I find First Priority's wire transfer form?

What is the First Priority address for deposits?

What Products Does First Priority Offer

Does First Priority offer mortgages?

Compare mortgage rates here.

Does First Priority offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does First Priority offer auto and RV loans?

Compare auto loan rates here.

Does First Priority offer student loans or personal loans?

Compare personal loan rates here.

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