FIRST PRIORITY

25 DORCHESTER AVE
Boston, MA 02205

Notable Rates	APY	Vs.Others
Savings	0.15%	2.25% →
1-Year CD	1.55%	2.25% →
2-Year CD	1.75%	2.50% →
5-Year CD	2.50%	2.80% →
30-Year Mortgage	N.A.	3.31% →
15-Year Mortgage	N.A.	2.77% →
HELOC	N.A.	4.00% →

Overview
Membership
Deposit Rates
Loan Rates
Branches
Financial Details
FAQs
Reviews

2019 Overview

General Credit Union Information

First Priority is an NCUA insured institution located in Boston, MA. It was founded in 1924 and has approximately $112.75 millions in assets.


NCUA Insured	Yes
Charter Number #	# 66593
Date Established	1924
Assets	$112.75 million
Loans	$71.74 million
Deposits	$92.18 million
Capital	$19.69 million

Field of Membership Restrictions

First Priority Credit Union of Massachusetts is open to the residents and people that maintain employment within Suffolk and Essex Counties as well as the other qualified residential locations that are listed on the credit union website, the current and retired employees of the US Postal Service and the other federal employees that are located within Massachusetts along with the family members of these eligible people.

Deposit Rates - December 14, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates)	APY	MIN	MAX
Savings	0.15%	$25	$24,999	Learn MoreShow Less
Money Market	0.15%	$1	$24,999	Learn MoreShow Less
Money Market	0.30%	$25,000	-	Learn MoreShow Less

Fixed IRA Rates	APY	MIN	MAX
Fixed IRA	1.55%	$1,000	-	Learn MoreShow Less

CD Rates (Share Certificate Rates)	APY	MIN	MAX
3 Mo CD	0.50%	$1,000	-	Learn MoreShow Less
6 Mo CD	0.85%	$1,000	-	Learn MoreShow Less
12 Mo CD	1.55%	$1,000	-	Learn MoreShow Less
18 Mo CD	1.65%	$1,000	-	Learn MoreShow Less
24 Mo CD	1.75%	$1,000	-	Learn MoreShow Less
36 Mo CD	2.10%	$1,000	-	Learn MoreShow Less
48 Mo CD	2.25%	$1,000	-	Learn MoreShow Less
60 Mo CD	2.50%	$1,000	-	Learn MoreShow Less

Variable IRA Rates	APY	MIN	MAX
Var IRA	0.15%	$1	-	Learn MoreShow Less

Loan Rates - December 14, 2019

Get Loan Offers

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for FIRST PRIORITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 3030	5.034%	4.990%	0.00	$1,250	$1,341	Learn More
NMLS ID: 3030	4.919%	4.875%	0.00	$1,250	$1,324	Learn More
NMLS ID: 2890 License#: 13256	3.625%	3.625%	-0.13	($222)	$1,141	Learn More

See More Mortgage Rates →

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity Line	0.000 %	$0	Learn More More Info
Our APRs start at 4.99% for the most qualified applicants and are higher for other applicants. For example, for a borrower with a CLTV of 45% and a credit score of 800, a five-year Figure Home Equity Line with an initial draw amount of $50,000 would have a fixed annual percentage rate (APR) of 4.99% and a 3.00% origination fee. Your total loan amount would be $51,500. Origination fees range from 0-4.99% of your initial draw depending on your credit score and the state in which your property is located. The advertised rate is available only to borrowers using primary residences as collateral. Your actual rate will depend on many factors such as your credit, combined loan to value ratio, loan term and occupancy status. Low fixed loan rate. Borrow $15,000-$150,000. Approvals in 5 minutes, funding in as few as 5 days No appraisal fee. No maintenance fee. No pre-payment fee. No late fee. Get approved in 5 minutes. Funded in as little as 5 days.
People's United Bank, N.A.	5.000 %	$0	Learn More More Info
Rates and terms are subject to change without notice. Applications are subject to credit approval. The Annual Percentage Rate (“APR”) is a variable rate and is established based on an Index PLUS or MINUS a margin. The Index is the highest United States Prime Rate as published in the Eastern Edition of The Wall Street Journal ("Prime Rate") on the last business day before the start of each month’s billing cycle. The minimum APR is 3.50%. The maximum APR is 18.00%. The rates shown reflect a 1-to 2 unit owner occupied primary residence, including condominiums. Receive a .25% percentage point rate discount if you choose to make your payment using auto debit from a People’s United checking account. Other terms and conditions may apply. There is a $75 annual fee, which is waived for qualified People’s United Bank checking accounts. There is a prepayment penalty fee of $500 if you close your account within two (2) years after the date of your Note. If the Note is secured by property located in the State of New York, borrower(s) must also pay People’s United Bank back the mortgage tax paid by the Bank at the time of the origination of the Note . Home Equity Lines of Credit are available only for 1 - 4 unit owner occupied primary residences, 1 unit second homes and condominiums in Connecticut, Massachusetts, Maine, Vermont, New Hampshire and select counties in the state of New York and are not available on cooperatives or properties listed for sale. The Home Equity Line of Credit has a minimum line amount of $25,000 and a maximum line amount of $750,000. Property insurance is required. Flood insurance may be required. People’s United Bank, N.A. Member FDIC Equal Housing Lender NMLS#464603 No appliction fee, no origination fee and no closing costs Pay interest only during the 9.5 year draw period Over 175 years of exceeding customer expectations Fast and easy online application - apply today
Third Federal Savings and Loans	3.740 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period

See More Home Equity Rates →

Note to FIRST PRIORITY
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Branches

Below are First Priority branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut

First Priority Locations

Financial Details

First Priority Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First Priority. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio

First Priority	U.S. Average
9.84%	5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, First Priority had $1,966,707 in non-current loans and $0 in owned assets. To cover these potential losses it had $19,690,019 in net worth and $303,327 in loans loss reserves. That gives it a Texas Ratio of 9.84%.

Net Worth

First Priority	U.S. Average
17.46%	13.65%

First Priority FCU has a net worth of 17.46% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About First Priority

Branches and Savings

What is First Priority?

A federal credit union, registered with the NCUA under certificate #66593.
Learn more about credit unions here.

FIRST PRIORITY

2019 Overview

General Credit Union Information

Field of Membership Restrictions

Deposit Rates - December 14, 2019

Loan Rates - December 14, 2019

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Branches

First Priority Locations

Financial Details

First Priority Ratio Analysis

Texas Ratio

Net Worth

Frequently Asked Questions About First Priority

Branches and Savings

What is First Priority?

Is First Priority FDIC insured?

Who can join First Priority?

What are First Priority's share account and share certificate rates?

How big is First Priority?

Who owns First Priority?

Where are First Priority branches located?

Are First Priority ATMs Open 24/7?

Do First Priority ATMs accept cash deposits?

Can First Priority customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does First Priority have a mobile app?

Does First Priority have mobile deposit?

Does First Priority have quick pay?

How can First Priority transfer money to other banks or credit unions?

Does First Priority report to credit bureaus?

Does First Priority use Chexsystems?

Does First Priority use Equifax?

What is First Priority's toll free phone number?

What is First Priority's ACH Routing Number?

What is First Priority's SWIFT code?

Where can I find First Priority's wire transfer form?

What is the First Priority address for deposits?

What Products Does First Priority Offer

Does First Priority offer mortgages?

Does First Priority offer home equity lines of credit and home equity loans?

Does First Priority offer auto and RV loans?

Does First Priority offer student loans or personal loans?

Customer Reviews for First Priority