First Priority Credit Union
Headquarters
25 Dorchester Ave
Boston, MA 02205
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2025 Overview
General Credit Union Information
First Priority is an NCUA insured institution located in Boston, MA. It was founded in 1924 and has approximately $129.15 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 66593 |
| Date Established | 1924 |
| Assets | $129.15 million |
| Loans | $89.38 million |
| Deposits | $112.35 million |
| Capital | $17.54 million |
Field of Membership Restrictions
First Priority Credit Union of Massachusetts is open to the residents and people that maintain employment within Suffolk and Essex Counties as well as the other qualified residential locations that are listed on the credit union website, the current and retired employees of the US Postal Service and the other federal employees that are located within Massachusetts along with the family members of these eligible people.
Deposit Rates - July 5, 2025
Your Current Location: New York, NY 10116
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.15% | $2,500 | $2,999 |
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|
|
Money Market
|
0.15% | $10,000 | $14,999 |
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|
|
Money Market
|
0.30% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.05% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.05% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.20% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.20% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.30% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.30% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.10% | $1 | $499 | Learn More |
Loan Rates - July 5, 2025
Your Current Location: New York, NY 10116
There are currently no loan rates available for First Priority
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - New York 30 Year Fixed Mortgage Rates 2025
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 292473 |
6.357% | 6.250% | 0.50 | $3,633 | $1,971 | Learn More |
NMLS ID: 401822 |
6.632% | 6.500% | 0.75 | $4,395 | $2,023 | Learn More |
NMLS ID: 401822 |
Learn More | |||||
NMLS ID: 3030 |
Learn More |
Featured - New York Home Equity Line Of Credit Rates 2025
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 6.990 % After Intro: 6.990 % |
$0 |
Learn More
More Info |
Four Leaf Federal Credit Union See Table |
Intro APR 6.490 % After Intro: 7.750 % Intro Period: 12 months |
$25,000 |
Learn More
More Info |
Note to First Priority
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Branches
Below are First Priority branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
New York City,New York
First Priority Locations around zip code 10116
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 193.11 | A | View Lobby Hours | |
| 195.69 | B | View Lobby Hours |
Climate Policy and Initiatives
FIRST PRIORITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
First Priority Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of First Priority. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| First Priority | U.S. Average |
|---|---|
| 3.02% | 7.07 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2024, First Priority had $539,981 in non-current loans and $0 in owned assets. To cover these potential losses it had $17,536,328 in net worth and $358,800 in loans loss reserves. That gives it a Texas Ratio of 3.02%.
Net Worth
| First Priority | U.S. Average |
|---|---|
| 13.58% | 14.25% |
First Priority FCU has a net worth of 13.58% versus the BestCashCow average of 14.25. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for First Priority
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