FIRST SERVICE

Headquarters

100 MAIN STREET
Groveport, OH 43125
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.05% →
1-Year CD 0.60% 1.05% →
2-Year CD 0.70% 1.11% →
5-Year CD 1.10% 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

First Service is an NCUA insured institution located in Groveport, OH. It was founded in 1956 and has approximately $172.04 millions in assets.

NCUA Insured Yes
Charter Number # # 11170
Date Established 1956
Assets $172.04 million
Loans $113.53 million
Deposits $153.42 million
Capital $14.98 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Franklin, Delaware, Fairfield, Licking, Madison, Morrow, Pickaway, or Union County.

Deposit Rates - August 9, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.50% $10,000 $14,999 Learn More
Money Market
0.50% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.10% $10,000 $14,999 Learn More
3 Mo CD
0.10% $100,000 $199,999 Learn More
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.60% $10,000 $14,999 Learn More
12 Mo CD
0.60% $100,000 $199,999 Learn More
24 Mo CD
0.70% $10,000 $14,999 Learn More
24 Mo CD
0.70% $100,000 $199,999 Learn More
36 Mo CD
0.80% $10,000 $14,999 Learn More
36 Mo CD
0.80% $100,000 $199,999 Learn More
48 Mo CD
0.90% $10,000 $14,999 Learn More
48 Mo CD
0.90% $100,000 $199,999 Learn More
60 Mo CD
1.10% $10,000 $14,999 Learn More
60 Mo CD
1.10% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $2,500 $3,499 Learn MoreShow Less

Loan Rates - August 9, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FIRST SERVICE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.914% 2.875% 0.50 $1,250 $1,038 Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More
1Rate, Inc
NMLS ID: 1948084
License#: MC-7051
2.758% 2.690% 0.88 $2,244 $1,013 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info

Note to FIRST SERVICE
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are First Service branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


First Service Locations


Financial Details

First Service Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First Service. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
First Service U.S. Average
0.80% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, First Service had $114,309 in non-current loans and $10,472 in owned assets. To cover these potential losses it had $14,982,797 in net worth and $605,358 in loans loss reserves. That gives it a Texas Ratio of 0.80%.

Net Worth
First Service U.S. Average
8.7% 13.61%

First Service FCU has a net worth of 8.7% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About First Service

Branches and Savings

What is First Service?

A federal credit union, registered with the NCUA under certificate #11170.
Learn more about credit unions here.

Is First Service FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join First Service?

Please see Field of Membership information above for information on who is eligible to join.

What are First Service's share account and share certificate rates?

First Service's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is First Service?

First Service has total capital of $14.98 million. Full information on First Service's financial position is located above.

Who owns First Service?

Credit Unions are owned by their members.

Where are First Service branches located?

See branch locations nearby.

Are First Service ATMs Open 24/7?

Do First Service ATMs accept cash deposits?

Can First Service customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does First Service have a mobile app?

Does First Service have mobile deposit?

Does First Service have quick pay?

How can First Service transfer money to other banks or credit unions?

Does First Service report to credit bureaus?

Does First Service use Chexsystems?

Does First Service use Equifax?

What is First Service's toll free phone number?

What is First Service's ACH Routing Number?

What is First Service's SWIFT code?

Where can I find First Service's wire transfer form?

What is the First Service address for deposits?

What Products Does First Service Offer

Does First Service offer mortgages?

Compare mortgage rates here.

Does First Service offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does First Service offer auto and RV loans?

Compare auto loan rates here.

Does First Service offer student loans or personal loans?

Compare personal loan rates here.

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