FIRST STATE REFINERY

Headquarters

118 jestan blvd
New Castle, DE 19720
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

First State Refinery is an NCUA insured institution located in New Castle, DE. It was founded in 1959 and has approximately $5.59 millions in assets.

NCUA Insured Yes
Charter Number # # 13280
Date Established 1959
Assets $5.59 million
Loans $0.66 million
Deposits $4.12 million
Capital $1.61 million
 

Deposit Rates - January 18, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for First State Refinery

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to First State Refinery

Note to First State Refinery
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - January 18, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FIRST STATE REFINERY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.701% 2.625% 1.00 $2,495 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to FIRST STATE REFINERY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are First State Refinery branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


First State Refinery Locations


Financial Details

First State Refinery Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First State Refinery. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
First State Refinery U.S. Average
0.00% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, First State Refinery had $0 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,609,654 in net worth and $11,619 in loans loss reserves. That gives it a Texas Ratio of 0.00%.

Net Worth
First State Refinery U.S. Average
23.3% 12.91%

First State Refinery FCU has a net worth of 23.3% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About First State Refinery

Branches and Savings

What is First State Refinery?

A federal credit union, registered with the NCUA under certificate #13280.
Learn more about credit unions here.

Is First State Refinery FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join First State Refinery?

Please see Field of Membership information above for information on who is eligible to join.

What are First State Refinery's share account and share certificate rates?

First State Refinery's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is First State Refinery?

First State Refinery has total capital of $1.61 million. Full information on First State Refinery's financial position is located above.

Who owns First State Refinery?

Credit Unions are owned by their members.

Where are First State Refinery branches located?

See branch locations nearby.

Are First State Refinery ATMs Open 24/7?

Do First State Refinery ATMs accept cash deposits?

Can First State Refinery customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does First State Refinery have a mobile app?

Does First State Refinery have mobile deposit?

Does First State Refinery have quick pay?

How can First State Refinery transfer money to other banks or credit unions?

Does First State Refinery report to credit bureaus?

Does First State Refinery use Chexsystems?

Does First State Refinery use Equifax?

What is First State Refinery's toll free phone number?

What is First State Refinery's ACH Routing Number?

What is First State Refinery's SWIFT code?

Where can I find First State Refinery's wire transfer form?

What is the First State Refinery address for deposits?

What Products Does First State Refinery Offer

Does First State Refinery offer mortgages?

Compare mortgage rates here.

Does First State Refinery offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does First State Refinery offer auto and RV loans?

Compare auto loan rates here.

Does First State Refinery offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for First State Refinery

There are currently no comments for First State Refinery. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →