First Technology

1335 Terra Bella Ave
Mountain View, CA 94043

Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 19976
Date Established 1970
Assets $10,560.44 million
Loans $7,605.20 million
Deposits $7,467.30 million
Capital $974.77 million

First Technology is an NCUA insured institution located in Mountain View, CA. It was founded in 1970 and has approximately $10560.44 millions in assets.

Who can join?

You can join...

If you work for a high tech or telecom sponsor company, for the State of Oregon, or in Lane County, Oregon.

If you live In Lane County Oregon.

If you are an immediate family member of a First Tech member (regardless of where you live), or if you are a member of the Financial Fitness Association.

Field of Membership Restrictions

Membership in First Technology Federal Credit Union is open to members of the Financial Fitness Association (join for $8 yearly fee) or the Computer History Museum ($15 yearly fee). Membership is also open to those who live and work in Lane County in Oregon and for those who work for a high tech or telecom company, or the state of Oregon.

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD 10K
0.45% $500 - Learn MoreShow Less
Savings Rates (Share Account Rates) APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.75% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.05% $1 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

Home Equity Rates APR Rate Monthly Payment
Auto Loan Rates APR Rate Monthly Payment
3 Year 2.55% 2.55% $722.08 Learn MoreShow Less
4 Year 2.55% 2.55% $548.40 Learn MoreShow Less
5 Year 2.55% 2.55% $444.24 Learn MoreShow Less
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.

Branches

Below are First Technology branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


First Technology Locations

Financial Details

First Technology Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First Technology. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA insured. Depositors should be careful to remain within NCUA-insurance limits.

Texas Ratio
First Technology U.S. Average
2.80% 6.15%

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. As of June 30, 2017, First Technology had $26,293,956 in non-current loans and $2,037,528 in owned assets. To cover these potential losses it had $974,771,901 in net worth and $36,015,994 in loans loss reserves. That gives it a Texas Ratio of 2.80%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a credit union has to absorb its loan losses.

Net Worth
First Technology U.S. Average
9.23% 13.03

First Technology FCU has a net worth of 9.23% versus the BestCashCow average of 13.03. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On

What is ?

A federal credit union, registered with the NCUA under certificate #19976.
Learn more about credit unions here.

Is FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join ?

Please see Field of Membership information above for information on who is eligible to join.

What are 's share account and share certificate rates?

's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is ?

has total capital of $974.77 million. Full information on 's financial position is located above.

Who owns ?

Credit Unions are owned by their members.

Where are branches located?

See branch locations nearby.

Are ATMs Open 24/7?

Do ATMs accept cash deposits?

Can customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does have a mobile app?

Does have mobile deposit?

Does have quick pay?

How can transfer money to other banks or credit unions?

Does report to credit bureaus?

Does use Chexsystems?

Does use Equifax?

What is 's toll free phone number?

What is 's ACH Routing Number?

What is 's SWIFT code?

Where can I find 's wire transfer form?

What is the address for deposits?

What Products Does Offer

Does offer mortgages?

Compare mortgage rates here.

Does offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does offer auto and RV loans?

Compare auto loan rates here.

Does offer student loans or personal loans?

Compare personal loan rates here.

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