Fitchburg M E

Headquarters

65 North Street
Fitchburg, MA 01420
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Fitchburg M E is an NCUA insured institution located in Fitchburg, MA. It was founded in 1957 and has approximately $24.71 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 11488
Date Established 1957
Assets $24.71 million
Loans $14.35 million
Deposits $23.03 million
Capital $1.37 million
 

Deposit Rates - June 13, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Fitchburg M E

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Note to Fitchburg M E
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Advertiser Disclosure

Loan Rates - June 13, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FITCHBURG M E

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
2.472% 2.375% 0.88 $3,215 $972 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.652% 2.625% 0.38 $898 $1,005 Learn More
CIT Bank
NMLS ID: 541760
2.945% 2.875% 0.88 $2,268 $1,038 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.840 %
Intro Period: 12 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to FITCHBURG M E
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Fitchburg M E branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Fitchburg M E Locations


Financial Details

Fitchburg M E Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Fitchburg M E. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Fitchburg M E U.S. Average
9.21% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Fitchburg M E had $155,409 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,369,755 in net worth and $316,725 in loans loss reserves. That gives it a Texas Ratio of 9.21%.

Net Worth
Fitchburg M E U.S. Average
5.54% 12.67%

Fitchburg M E FCU has a net worth of 5.54% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Fitchburg M E

Branches and Savings

What is Fitchburg M E?

A federal credit union, registered with the NCUA under certificate #11488.
Learn more about credit unions here.

Is Fitchburg M E FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Fitchburg M E is insured by the NCUA.

Who can join Fitchburg M E?

Please see Field of Membership information above for information on who is eligible to join.

What are Fitchburg M E's share account and share certificate rates?

Fitchburg M E's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Fitchburg M E?

Fitchburg M E has total capital of $1.37 million. Full information on Fitchburg M E's financial position is located above.

Who owns Fitchburg M E?

Credit Unions are owned by their members.

Where are Fitchburg M E branches located?

See branch locations nearby.

Are Fitchburg M E ATMs Open 24/7?

Do Fitchburg M E ATMs accept cash deposits?

Can Fitchburg M E customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Fitchburg M E have a mobile app?

Does Fitchburg M E have mobile deposit?

Does Fitchburg M E have quick pay?

How can Fitchburg M E transfer money to other banks or credit unions?

Does Fitchburg M E report to credit bureaus?

Does Fitchburg M E use Chexsystems?

Does Fitchburg M E use Equifax?

What is Fitchburg M E's toll free phone number?

What is Fitchburg M E's ACH Routing Number?

What is Fitchburg M E's SWIFT code?

Where can I find Fitchburg M E's wire transfer form?

What is the Fitchburg M E address for deposits?

What Products Does Fitchburg M E Offer

Does Fitchburg M E offer mortgages?

Compare mortgage rates here.

Does Fitchburg M E offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Fitchburg M E offer auto and RV loans?

Compare auto loan rates here.

Does Fitchburg M E offer student loans or personal loans?

Compare personal loan rates here.

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