Fitchburg M E Federal Credit Union

Headquarters

65 North Street
Fitchburg, MA 01420
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.65% →
5-Year CD N.A. 4.95% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Fitchburg M E is an NCUA insured institution located in Fitchburg, MA. It was founded in 1957 and has approximately $24.71 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 11488
Date Established 1957
Assets $24.71 million
Loans $14.35 million
Deposits $23.03 million
Capital $1.37 million
 

Deposit Rates - October 1, 2026

Your Current Location: New York, NY 10116

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Loan Rates - October 1, 2026

Your Current Location: New York, NY 10116

There are currently no loan rates available for Fitchburg M E

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - New York 30 Year Fixed Mortgage Rates 2026

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Featured - New York Home Equity Line Of Credit Rates 2026

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Branches

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Fitchburg M E Locations around zip code 10116


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Climate Policy and Initiatives

FITCHBURG M E is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Fitchburg M E Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Fitchburg M E. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Fitchburg M E U.S. Average
9.21% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Fitchburg M E had $155,409 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,369,755 in net worth and $316,725 in loans loss reserves. That gives it a Texas Ratio of 9.21%.

Net Worth
Fitchburg M E U.S. Average
5.54% 14.48%

Fitchburg M E FCU has a net worth of 5.54% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



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