Abound
2021 Overview
General Credit Union Information
Abound is an NCUA insured institution located in Radcliff, KY. It was founded in 1950 and has approximately $1831.34 millions in assets.
Who can join?
You can qualify if:
• You are an employee of any of their Select Employer Groups
• You live, work, worship, attend school, or regularly do business in our service areas including Boyle, Breckenridge, Grayson, Hart, LaRue, Meade, Nelson, & Taylor counties
• You are active duty military, Reserve, or Guard, a civil service employee
• You are retired military or civil service
• You are a contractor attached to the post
• You are a relative of someone that can become a member
| NCUA Insured | Yes |
| Charter Number # | # 7000 |
| Date Established | 1950 |
| Assets | $1,831.34 million |
| Loans | $1,245.96 million |
| Deposits | $1,522.69 million |
| Capital | $271.70 million |
Field of Membership Restrictions
Deposit Rates - January 25, 2021
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
|
Money Market
|
0.20% | $10,000 | $14,999 |
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|
|
Money Market
|
0.25% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| Special: 14 Mo CD
|
1.20% | $500 | - |
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|
| 18 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
1.10% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
1.10% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.20% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.20% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.30% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.30% | $100,000 | $199,999 |
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|
| Fixed IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Special: 14 Mo FIRA
|
1.20% | $500 | - | Learn More |
Loan Rates - January 25, 2021
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for ABOUND
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Virginia 30 Year Fixed Mortgage Rates 2021
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
3.494% | 3.375% | 1.00 | $3,750 | $1,106 | Learn More |
NMLS ID: 1429243 |
2.480% | 2.375% | 1.00 | $3,500 | $972 | Learn More |
NMLS ID: 3030 |
3.243% | 3.125% | 1.00 | $3,750 | $1,071 | Learn More |
|
NMLS ID: 1429243 |
2.480% | 2.375% | 1.00 | $3,500 | $972 | Learn More |
Featured - Virginia Home Equity Line Of Credit Rates 2021
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Bethpage Federal Credit Union See Table |
Intro APR 2.990 % After Intro: 3.500 % Intro Period: 12 months |
$25,000 |
Learn More
More Info |
Third Federal Savings and Loans See Table |
2.240 %
|
$0 |
Learn More
More Info |
Note to ABOUND
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Abound branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Financial Details
Abound Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Abound. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Abound | U.S. Average |
|---|---|
| 3.22% | 4.42 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of September 30, 2020, Abound had $9,245,685 in non-current loans and $414,579 in owned assets. To cover these potential losses it had $271,699,891 in net worth and $28,025,237 in loans loss reserves. That gives it a Texas Ratio of 3.22%.
Net Worth
| Abound | U.S. Average |
|---|---|
| 14.83% | 12.91% |
Abound FCU has a net worth of 14.83% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About Abound
Branches and Savings
What is Abound?
A credit union, registered with the NCUA under certificate #7000.
Learn more about credit unions here.
Is Abound FDIC insured?
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Who can join Abound?
Please see Field of Membership information above for information on who is eligible to join.
How big is Abound?
Abound has total capital of $271.70 million. Full information on Abound's financial position is located above.
Who owns Abound?
Credit Unions are owned by their members.
Where are Abound branches located?
See branch locations nearby.
Are Abound ATMs Open 24/7?
Do Abound ATMs accept cash deposits?
Can Abound customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does Abound have a mobile app?
Does Abound have mobile deposit?
Does Abound have quick pay?
How can Abound transfer money to other banks or credit unions?
Does Abound report to credit bureaus?
Does Abound use Chexsystems?
Does Abound use Equifax?
What is Abound's toll free phone number?
What is Abound's ACH Routing Number?
What is Abound's SWIFT code?
Where can I find Abound's wire transfer form?
What is the Abound address for deposits?
What Products Does Abound Offer
Does Abound offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
Customer Reviews for Abound
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