Abound Federal Credit Union

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Headquarters

P.o. Box 900
Radcliff, KY 40159
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Notable Rates APY Vs.Others
Savings 0.05% 5.55% →
1-Year CD 3.00% 5.60% →
2-Year CD 3.50% 4.90% →
5-Year CD N.A. 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Abound is an NCUA insured institution located in Radcliff, KY. It was founded in 1950 and has approximately $2260.95 millions in assets.

Who can join?

You can qualify if:

• You are an employee of any of their Select Employer Groups
• You live, work, worship, attend school, or regularly do business in our service areas including Boyle, Breckenridge, Grayson, Hart, LaRue, Meade, Nelson, & Taylor counties
• You are active duty military, Reserve, or Guard, a civil service employee
• You are retired military or civil service
• You are a contractor attached to the post
• You are a relative of someone that can become a member

NCUA Insured Yes / Federally Chartered
Charter Number # # 7000
Date Established 1950
Assets $2,260.95 million
Loans $1,624.70 million
Deposits $1,856.53 million
Capital $362.24 million
 

Field of Membership Restrictions

Membership in Fort Knox Federal Credit Union is open to anyone through membership in the American Consumer Council or the Patriot Club. Membership is also open to active duty or retired Military, Reserve, Guard, or civil service employee, their relatives and to those who live in the select service area or employed by members of the Select Employer Group.

Deposit Rates - May 4, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
SAV
0.05% $100 $10,000 Learn More
Money Market
0.70% $1,001 $10,000 Learn More
Money Market
0.75% $10,001 $25,000 Learn More
Money Market
0.90% $25,001 $50,000 Learn More
Money Market
1.00% $50,001 $100,000 Learn More
Money Market
1.30% $100,001 $250,000 Learn More
Money Market
1.30% $250,001 - Learn More
Premium Money Market Account
1.85% $250,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
1.00% $500 - Learn More
6 Mo CD
2.50% $500 - Learn More
10 Mo CD
5.25% $500 - Learn More
12 Mo CD
3.00% $500 - Learn More
18 Mo CD
3.50% $500 - Learn More
24 Mo CD
3.50% $500 - Learn More
36 Mo CD
3.25% $500 - Learn More
48 Mo CD
3.25% $500 - Learn More
59 Mo CD
3.25% $500 - Learn More

Loan Rates - May 4, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Abound

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
District Lending
NMLS ID: 1835285
6.446% 6.375% 0.75 $2,403 $1,997 Learn More
Rocket Mortgage
NMLS ID: 3030
7.212% 7.125% 0.88 $2,800 $2,156 Learn More
CrossCountry Mortgage
NMLS ID: 3029
Learn More
FHAloans.com
NMLS ID: Not a Lender
Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Abound
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Abound branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Abound Locations



Climate Policy and Initiatives

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Financial Details

Abound Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Abound. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Abound U.S. Average
3.35% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Abound had $12,489,827 in non-current loans and $454,000 in owned assets. To cover these potential losses it had $362,235,329 in net worth and $24,224,316 in loans loss reserves. That gives it a Texas Ratio of 3.35%.

Net Worth
Abound U.S. Average
16% 13.62%

Abound FCU has a net worth of 16% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



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