Fargo, ND 58102
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Notable Rates APY Vs.Others
Savings 0.05% 1.40% →
1-Year CD 0.75% 1.15% →
2-Year CD N.A. 1.26% →
5-Year CD N.A. 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Freedom Community is an NCUA insured institution located in Fargo, ND. It was founded in 1954 and has approximately $26.31 millions in assets.

NCUA Insured Yes
Charter Number # # 62722
Date Established 1954
Assets $26.31 million
Loans $14.57 million
Deposits $23.81 million
Capital $2.46 million

Field of Membership Restrictions

Freedom Community Credit Union of North Dakota is open to any resident within a 75-mile distance of Fargo in any direction and the family members of current credit union members.

Deposit Rates - July 11, 2020

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $1 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $5,000 - Learn More
12 Mo CD
0.75% $5,000 - Learn More

Loan Rates - July 11, 2020

Your Current Location: Washington, WA 98109

There are currently no loan rates available for FREEDOM COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
NMLS ID: 2890
License#: 520-CL-25944
2.950% 2.875% 1.00 $2,438 $1,038 Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info

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Below are Freedom Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Freedom Community Locations

Financial Details

Freedom Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Freedom Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Freedom Community U.S. Average
6.95% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Freedom Community had $173,461 in non-current loans and $3,000 in owned assets. To cover these potential losses it had $2,459,433 in net worth and $81,005 in loans loss reserves. That gives it a Texas Ratio of 6.95%.

Net Worth
Freedom Community U.S. Average
9.34% 13.61%

Freedom Community FCU has a net worth of 9.34% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Freedom Community

Branches and Savings

What is Freedom Community?

A federal credit union, registered with the NCUA under certificate #62722.
Learn more about credit unions here.

Is Freedom Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Freedom Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Freedom Community's share account and share certificate rates?

Freedom Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Freedom Community?

Freedom Community has total capital of $2.46 million. Full information on Freedom Community's financial position is located above.

Who owns Freedom Community?

Credit Unions are owned by their members.

Where are Freedom Community branches located?

See branch locations nearby.

Are Freedom Community ATMs Open 24/7?

Do Freedom Community ATMs accept cash deposits?

Can Freedom Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Freedom Community have a mobile app?

Does Freedom Community have mobile deposit?

Does Freedom Community have quick pay?

How can Freedom Community transfer money to other banks or credit unions?

Does Freedom Community report to credit bureaus?

Does Freedom Community use Chexsystems?

Does Freedom Community use Equifax?

What is Freedom Community's toll free phone number?

What is Freedom Community's ACH Routing Number?

What is Freedom Community's SWIFT code?

Where can I find Freedom Community's wire transfer form?

What is the Freedom Community address for deposits?

What Products Does Freedom Community Offer

Does Freedom Community offer mortgages?

Compare mortgage rates here.

Does Freedom Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Freedom Community offer auto and RV loans?

Compare auto loan rates here.

Does Freedom Community offer student loans or personal loans?

Compare personal loan rates here.

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