General Electric

10485 Reading Rd
Cincinnati, OH 45241


General Credit Union Information

NCUA Insured Yes
Charter Number # # 68574
Date Established 1954
Assets $2,433.37 million
Loans $2,237.39 million
Deposits $2,156.97 million
Capital $225.98 million

General Electric is an NCUA insured institution located in Cincinnati, OH. It was founded in 1954 and has approximately $2433.37 millions in assets.

Who can join?

Those who live, work, worship, or attend school in the following Ohio counties: Hamilton, Butler, Warren, Montgomery, Clermont, Adams, Brown, Clinton, Fayette, Greene, Highland, Preble, Clark, Darke, Miami, and Shelby

Those who live and work in the following Kentucky counties: Boone, Campbell, and Kenton

Employees and pensioners of General Electric Company in the Greater Cincinnati area

Employees and pensioners of General Electric Company Aircraft Engine Division

Immediate family members of current members. Immediate family includes: spouse, child, sibling, parent, grandparent/grandchild, step
parents/children/siblings, and adoptive relationships. Additionally, a person living in the same residence and maintaining a single
economic unit with a current member.

Anyone living and sharing household expenses with a current member

Anyone who lives or works in Sharonville, Ohio

Parishioners of St. Michael’s Church, Sharonville United Methodist Church, or Assumption Catholic Parish

Mason City Schools, Kings Local Schools, and Loveland City Schools employees, students, and their family members

Employees of TriHealth, including: Bethesda Oak, Bethesda North, and Good Samaritan hospitals

Employees of Mercy Health Partners, including: Mercy Hospital Anderson, Mercy Hospital Clermont, Mercy Hospital Fairfield, Mercy Hospital
Mt. Airy, and Mercy Hospital Western Hills

Employees of more than 325 Cincinnati companies/organizations (Select Employer Groups)

Field of Membership Restrictions

Membership in General Electric Credit Union is open to the following: (1) those who live, work, attend school or worship in Adams, Brown, Butler, Clark, Clermont, Clinton, Darke, Fayette, Greene, Hamilton, Highland, Miami, Montgomery, Preble, Shelby, and Warren Counties in Ohio; (2) those who live, work, attend school or worship in Boone, Campbell, Grant, Kenton, and Pendleton Counties in Kentucky; (3) those who live, work, attend school or worship in Dearborn, Franklin, Ohio, Switzerland, and Union Counties in Indiana; (4) those who work or live in Sharonville, Ohio; (5) employees and retirees of General Electric Company Aircraft Engine Division or General Electric Company in the Greater Cincinnati area; (6) employees and students of Kings Local Schools, Loveland City Schools, and Mason City Schools and their families; (7) parishioners of All Saints Church, Assumption Catholic Parish, Crestview Presbyterian Church, and select congregations; (8) employees of TriHealth, Mercy Health, and over 300 other Select Employer Groups.

Savings Rates

Your Current Location: Virginia, VA 20146

6 Mo CD 10K 0.85% $500 - Learn MoreShow Less
12MCD10K 1.20% $500 $99,999 Learn MoreShow Less
12 Mo CD 100K 1.55% $100,000 - Learn MoreShow Less
18 Mo CD 10K 1.40% $500 - Learn MoreShow Less
24 Mo CD 10K 1.50% $500 - Learn MoreShow Less
30 Mo CD 10K 1.60% $500 - Learn MoreShow Less
60 Mo CD 10K 2.50% $500 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K 0.10% $5 - Learn MoreShow Less
FIXIRA0K 1.20% $500 $99,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K 0.10% $5 - Learn MoreShow Less
MM25K 0.20% $10,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K 0.03% $1,000 $7,499 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

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General Electric Locations

Financial Details

General Electric Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of General Electric. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA insured. Depositors should be careful to remain within NCUA-insurance limits.

Texas Ratio
General Electric U.S. Average
5.70% 7.80%

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. As of December 31, 2016, General Electric had $13,243,025 in non-current loans and $330,280 in owned assets. To cover these potential losses it had $225,984,611 in net worth and $12,003,255 in loans loss reserves. That gives it a Texas Ratio of 5.70%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a credit union has to absorb its loan losses.

Net Worth
General Electric U.S. Average
10.59% 13.06%

General Electric FCU has a net worth of 10.59% versus the BestCashCow average of 13.06%. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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