General Electric Credit Union

Headquarters

10485 Reading Rd
Cincinnati, OH 45241
See all branch locations →

Phone 1-513-243-4328

Notable Rates APY Vs.Others
Savings 0.05% 5.55% →
1-Year CD 4.75% 5.38% →
2-Year CD 4.00% 4.95% →
5-Year CD 3.65% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

General Electric is an NCUA insured institution located in Cincinnati, OH. It was founded in 1954 and has approximately $5108.67 millions in assets.

Who can join?

Those who live, work, worship, or attend school in the following Ohio counties: Hamilton, Butler, Warren, Montgomery, Clermont, Adams, Brown, Clinton, Fayette, Greene, Highland, Preble, Clark, Darke, Miami, and Shelby

Those who live and work in the following Kentucky counties: Boone, Campbell, and Kenton

Employees and pensioners of General Electric Company in the Greater Cincinnati area

Employees and pensioners of General Electric Company Aircraft Engine Division

Immediate family members of current members. Immediate family includes: spouse, child, sibling, parent, grandparent/grandchild, step
parents/children/siblings, and adoptive relationships. Additionally, a person living in the same residence and maintaining a single
economic unit with a current member.

Anyone living and sharing household expenses with a current member

Anyone who lives or works in Sharonville, Ohio

Parishioners of St. Michael’s Church, Sharonville United Methodist Church, or Assumption Catholic Parish

Mason City Schools, Kings Local Schools, and Loveland City Schools employees, students, and their family members

Employees of TriHealth, including: Bethesda Oak, Bethesda North, and Good Samaritan hospitals

Employees of Mercy Health Partners, including: Mercy Hospital Anderson, Mercy Hospital Clermont, Mercy Hospital Fairfield, Mercy Hospital
Mt. Airy, and Mercy Hospital Western Hills

Employees of more than 325 Cincinnati companies/organizations (Select Employer Groups)

NCUA Insured Yes / State-Chartered
Charter Number # # 68574
Date Established 1954
Assets $5,108.67 million
Loans $4,002.16 million
Deposits $3,982.52 million
Capital $370.79 million
 

Field of Membership Restrictions

Membership in General Electric Credit Union is open to the following: (1) those who live, work, attend school or worship in Adams, Brown, Butler, Clark, Clermont, Clinton, Darke, Fayette, Greene, Hamilton, Highland, Miami, Montgomery, Preble, Shelby, and Warren Counties in Ohio; (2) those who live, work, attend school or worship in Boone, Campbell, Grant, Kenton, and Pendleton Counties in Kentucky; (3) those who live, work, attend school or worship in Dearborn, Franklin, Ohio, Switzerland, and Union Counties in Indiana; (4) those who work or live in Sharonville, Ohio; (5) employees and retirees of General Electric Company Aircraft Engine Division or General Electric Company in the Greater Cincinnati area; (6) employees and students of Kings Local Schools, Loveland City Schools, and Mason City Schools and their families; (7) parishioners of All Saints Church, Assumption Catholic Parish, Crestview Presbyterian Church, and select congregations; (8) employees of TriHealth, Mercy Health, and over 300 other Select Employer Groups.

Deposit Rates - July 13, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
SAV
0.05% $5 - Learn More
Money Market
3.00% $0 $4,999 Learn More
Money Market
3.00% $5,000 $24,999 Learn More
Money Market
3.00% $25,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
3.50% $0 - Learn More
6 Mo CD
4.25% $0 - Learn More
9 Mo CD
4.50% $0 - Learn More
11 Mo CD
4.25% $0 - Learn More
12 Mo CD
4.50% $0 - Learn More
12 Mo CD
4.75% $100,000 - Learn More
18 Mo CD
3.90% $0 - Learn More
24 Mo CD
3.80% $0 - Learn More
24 Mo CD
4.00% $100,000 - Learn More
36 Mo CD
3.80% $0 - Learn More
60 Mo CD
3.65% $0 - Learn More

Loan Rates - July 13, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for General Electric

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
PenFed Credit Union
NMLS ID: 401822
6.541% 6.375% 0.75 $5,603 $1,997 Learn More
New American Funding, LLC.
NMLS ID: 6606
6.580% 6.490% 1.00 $3,002 $2,021 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.616% 6.500% 1.00 $3,855 $2,023 Learn More
PADDIO
NMLS ID: 1907
6.812% 6.625% 1.00 $6,202 $2,049 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.990 %
$0 Learn More
More Info

Note to General Electric
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Branches

Below are General Electric branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


General Electric Locations



Climate Policy and Initiatives

GENERAL ELECTRIC is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

General Electric Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of General Electric. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
General Electric U.S. Average
14.61% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, General Electric had $54,637,119 in non-current loans and $3,837,181 in owned assets. To cover these potential losses it had $370,788,058 in net worth and $29,413,052 in loans loss reserves. That gives it a Texas Ratio of 14.61%.

Net Worth
General Electric U.S. Average
7.25% 13.62%

General Electric FCU has a net worth of 7.25% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for General Electric

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