GENERAL ELECTRIC

10485 READING RD
Cincinnati, OH 45241

Phone: 1-513-243-4328

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 68574
Date Established 1954
Assets $3,173.91 million
Loans $2,586.61 million
Deposits $2,876.47 million
Capital $284.84 million

General Electric is an NCUA insured institution located in Cincinnati, OH. It was founded in 1954 and has approximately $3173.91 millions in assets.

Who can join?

Those who live, work, worship, or attend school in the following Ohio counties: Hamilton, Butler, Warren, Montgomery, Clermont, Adams, Brown, Clinton, Fayette, Greene, Highland, Preble, Clark, Darke, Miami, and Shelby

Those who live and work in the following Kentucky counties: Boone, Campbell, and Kenton

Employees and pensioners of General Electric Company in the Greater Cincinnati area

Employees and pensioners of General Electric Company Aircraft Engine Division

Immediate family members of current members. Immediate family includes: spouse, child, sibling, parent, grandparent/grandchild, step
parents/children/siblings, and adoptive relationships. Additionally, a person living in the same residence and maintaining a single
economic unit with a current member.

Anyone living and sharing household expenses with a current member

Anyone who lives or works in Sharonville, Ohio

Parishioners of St. Michael’s Church, Sharonville United Methodist Church, or Assumption Catholic Parish

Mason City Schools, Kings Local Schools, and Loveland City Schools employees, students, and their family members

Employees of TriHealth, including: Bethesda Oak, Bethesda North, and Good Samaritan hospitals

Employees of Mercy Health Partners, including: Mercy Hospital Anderson, Mercy Hospital Clermont, Mercy Hospital Fairfield, Mercy Hospital
Mt. Airy, and Mercy Hospital Western Hills

Employees of more than 325 Cincinnati companies/organizations (Select Employer Groups)

Field of Membership Restrictions

Membership in General Electric Credit Union is open to the following: (1) those who live, work, attend school or worship in Adams, Brown, Butler, Clark, Clermont, Clinton, Darke, Fayette, Greene, Hamilton, Highland, Miami, Montgomery, Preble, Shelby, and Warren Counties in Ohio; (2) those who live, work, attend school or worship in Boone, Campbell, Grant, Kenton, and Pendleton Counties in Kentucky; (3) those who live, work, attend school or worship in Dearborn, Franklin, Ohio, Switzerland, and Union Counties in Indiana; (4) those who work or live in Sharonville, Ohio; (5) employees and retirees of General Electric Company Aircraft Engine Division or General Electric Company in the Greater Cincinnati area; (6) employees and students of Kings Local Schools, Loveland City Schools, and Mason City Schools and their families; (7) parishioners of All Saints Church, Assumption Catholic Parish, Crestview Presbyterian Church, and select congregations; (8) employees of TriHealth, Mercy Health, and over 300 other Select Employer Groups.

Deposit Rates - September 18, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.85% $100 $4,999 Learn MoreShow Less
Money Market
1.05% $5,000 $24,999 Learn MoreShow Less
Money Market
1.75% $25,000 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
2.00% $500 $99,999 Learn MoreShow Less
Special: 10 Mo FIRA
2.10% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.75% $500 - Learn MoreShow Less
Special: 10 Mo CD
2.10% $500 - Learn MoreShow Less
2.00% $500 $99,999 Learn MoreShow Less
12 Mo CD
2.05% $100,000 - Learn MoreShow Less
2.20% $500 $99,999 Learn MoreShow Less
36 Mo CD
2.35% $500 - Learn MoreShow Less
60 Mo CD
2.45% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $5 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
0.05% $1 $4,999 Learn MoreShow Less

Loan Rates - September 18, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for GENERAL ELECTRIC

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.662% 3.625% 0.50 $1,130 $1,141 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

Note to GENERAL ELECTRIC
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are General Electric branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


General Electric Locations


Financial Details

General Electric Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of General Electric. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
General Electric U.S. Average
8.03% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, General Electric had $20,752,353 in non-current loans and $3,517,432 in owned assets. To cover these potential losses it had $284,837,262 in net worth and $17,462,818 in loans loss reserves. That gives it a Texas Ratio of 8.03%.

Net Worth
General Electric U.S. Average
8.97% 13.47%

General Electric FCU has a net worth of 8.97% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About General Electric

Branches and Savings

What is General Electric?

A federal credit union, registered with the NCUA under certificate #68574.
Learn more about credit unions here.

Is General Electric FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join General Electric?

Please see Field of Membership information above for information on who is eligible to join.

What are General Electric's share account and share certificate rates?

General Electric's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is General Electric?

General Electric has total capital of $284.84 million. Full information on General Electric's financial position is located above.

Who owns General Electric?

Credit Unions are owned by their members.

Where are General Electric branches located?

See branch locations nearby.

Are General Electric ATMs Open 24/7?

Do General Electric ATMs accept cash deposits?

Can General Electric customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does General Electric have a mobile app?

Does General Electric have mobile deposit?

Does General Electric have quick pay?

How can General Electric transfer money to other banks or credit unions?

Does General Electric report to credit bureaus?

Does General Electric use Chexsystems?

Does General Electric use Equifax?

What is General Electric's toll free phone number?

What is General Electric's ACH Routing Number?

What is General Electric's SWIFT code?

Where can I find General Electric's wire transfer form?

What is the General Electric address for deposits?

What Products Does General Electric Offer

Does General Electric offer mortgages?

Compare mortgage rates here.

Does General Electric offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does General Electric offer auto and RV loans?

Compare auto loan rates here.

Does General Electric offer student loans or personal loans?

Compare personal loan rates here.

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