Ft Randall Federal Credit Union

Headquarters

Po Box 297
Wagner, SD 57380
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Notable Rates APY Vs.Others
Savings 0.05% 4.35% →
1-Year CD 0.30% 4.59% →
2-Year CD 0.50% 4.50% →
5-Year CD N.A. 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Ft Randall is an NCUA insured institution located in Wagner, SD. It was founded in 1951 and has approximately $44.94 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 7067
Date Established 1951
Assets $44.94 million
Loans $26.62 million
Deposits $37.23 million
Capital $7.70 million
 

Deposit Rates - September 30, 2026

Your Current Location: New Jersey, NJ

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $25 - Learn More
Money Market
0.05% $2,500 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $500 - Learn More
12 Mo CD
0.30% $500 - Learn More
18 Mo CD
0.40% $500 - Learn More
24 Mo CD
0.50% $500 - Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.00% $100 - Learn MoreShow Less

Loan Rates - September 30, 2026

Your Current Location: New Jersey, NJ

There are currently no loan rates available for Ft Randall

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - New Jersey 30 Year Fixed Mortgage Rates 2026

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Featured - New Jersey Home Equity Line Of Credit Rates 2026

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Note to Ft Randall
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Branches

Below are Ft Randall branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Sayreville,New Jersey


Ft Randall Locations


BranchDistance Map View Lobby Hours

Pickstown

1291.14 A View Lobby Hours

Platte

1310.73 B View Lobby Hours


Climate Policy and Initiatives

FT RANDALL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Ft Randall Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ft Randall. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Ft Randall U.S. Average
2.17% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Ft Randall had $168,152 in non-current loans and $0 in owned assets. To cover these potential losses it had $7,704,719 in net worth and $36,483 in loans loss reserves. That gives it a Texas Ratio of 2.17%.

Net Worth
Ft Randall U.S. Average
17.15% 14.48%

Ft Randall FCU has a net worth of 17.15% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Ft Randall

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