GATEWAY METRO

Headquarters

1001 Pine St
Saint Louis, MO 63101
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 0.95% →
1-Year CD 0.65% 1.01% →
2-Year CD 0.75% 0.95% →
5-Year CD 1.10% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Gateway Metro is an NCUA insured institution located in Saint Louis, MO. It was founded in 1935 and has approximately $183.85 millions in assets.

Who can join?

Anyone who lives, works (or regularly conducts business in), worships or attends school in the City of St. Louis, St. Louis County and St. Charles County and businesses and other legal entities located in the City of St. Louis, St. Louis County and St. Charles County.

Gateway Metro Federal Credit Union encourages family members to join. Family members (related by blood or marriage) are eligible to join, regardless of where they live. This includes spouses, children, grandchildren, siblings, parents, grandparents, stepparents, stepchildren, stepsiblings and adoptive relationships.

NCUA Insured Yes
Charter Number # # 24797
Date Established 1935
Assets $183.85 million
Loans $134.87 million
Deposits $166.44 million
Capital $14.90 million
 

Field of Membership Restrictions

Membership is open to anyone who lives, works, worships or attends school in the City of St. Louis, St. Louis County and St. Charles County.

Deposit Rates - October 27, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.20% $10,000 $14,999 Learn More
3 Mo CD
0.20% $100,000 $199,999 Learn More
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.65% $10,000 $14,999 Learn More
12 Mo CD
0.65% $100,000 $199,999 Learn More
18 Mo CD
0.75% $10,000 $14,999 Learn More
18 Mo CD
0.75% $100,000 $199,999 Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
48 Mo CD
1.00% $10,000 $14,999 Learn More
48 Mo CD
1.00% $100,000 $199,999 Learn More
60 Mo CD
1.10% $10,000 $14,999 Learn More
60 Mo CD
1.10% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 27, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for GATEWAY METRO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.674% 2.625% 0.63 $1,595 $1,005 Learn More
1Rate, Inc
NMLS ID: 1948084
License#: MC-7051
2.561% 2.500% 0.75 $2,021 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.500 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to GATEWAY METRO
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Gateway Metro branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Gateway Metro Locations


Financial Details

Gateway Metro Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Gateway Metro. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Gateway Metro U.S. Average
13.27% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Gateway Metro had $1,955,169 in non-current loans and $140,559 in owned assets. To cover these potential losses it had $14,899,539 in net worth and $890,305 in loans loss reserves. That gives it a Texas Ratio of 13.27%.

Net Worth
Gateway Metro U.S. Average
8.1% 13.61%

Gateway Metro FCU has a net worth of 8.1% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Gateway Metro

Branches and Savings

What is Gateway Metro?

A federal credit union, registered with the NCUA under certificate #24797.
Learn more about credit unions here.

Is Gateway Metro FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Gateway Metro?

Please see Field of Membership information above for information on who is eligible to join.

What are Gateway Metro's share account and share certificate rates?

Gateway Metro's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Gateway Metro?

Gateway Metro has total capital of $14.90 million. Full information on Gateway Metro's financial position is located above.

Who owns Gateway Metro?

Credit Unions are owned by their members.

Where are Gateway Metro branches located?

See branch locations nearby.

Are Gateway Metro ATMs Open 24/7?

Do Gateway Metro ATMs accept cash deposits?

Can Gateway Metro customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Gateway Metro have a mobile app?

Does Gateway Metro have mobile deposit?

Does Gateway Metro have quick pay?

How can Gateway Metro transfer money to other banks or credit unions?

Does Gateway Metro report to credit bureaus?

Does Gateway Metro use Chexsystems?

Does Gateway Metro use Equifax?

What is Gateway Metro's toll free phone number?

What is Gateway Metro's ACH Routing Number?

What is Gateway Metro's SWIFT code?

Where can I find Gateway Metro's wire transfer form?

What is the Gateway Metro address for deposits?

What Products Does Gateway Metro Offer

Does Gateway Metro offer mortgages?

Compare mortgage rates here.

Does Gateway Metro offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Gateway Metro offer auto and RV loans?

Compare auto loan rates here.

Does Gateway Metro offer student loans or personal loans?

Compare personal loan rates here.

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