Generations Family


Po Box 1964
Saginaw, MI 48605
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Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.80% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Generations Family is an NCUA insured institution located in Saginaw, MI. It was founded in 1936 and has approximately $28.15 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1594
Date Established 1936
Assets $28.15 million
Loans $12.10 million
Deposits $24.68 million
Capital $3.42 million

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Saginaw County.

Deposit Rates - September 28, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Generations Family

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Loan Rates - September 28, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for GENERATIONS FAMILY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

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Morty, Inc.
NMLS ID: 1429243
2.696% 2.625% 0.88 $2,340 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

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2.990 %
After Intro: 3.750 %
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1.790 %
After Intro: 4.840 %
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Third Federal Savings and Loan
Third Federal Savings and Loan
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2.240 %
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Below are Generations Family branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Generations Family Locations

Financial Details

Generations Family Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Generations Family. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Generations Family U.S. Average
3.41% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Generations Family had $121,288 in non-current loans and $0 in owned assets. To cover these potential losses it had $3,424,883 in net worth and $136,448 in loans loss reserves. That gives it a Texas Ratio of 3.41%.

Net Worth
Generations Family U.S. Average
12.16% 12.20%

Generations Family FCU has a net worth of 12.16% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Generations Family

Branches and Savings

What is Generations Family?

A federal credit union, registered with the NCUA under certificate #1594.
Learn more about credit unions here.

Is Generations Family FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Generations Family is insured by the NCUA.

Who can join Generations Family?

Please see Field of Membership information above for information on who is eligible to join.

What are Generations Family's share account and share certificate rates?

Generations Family's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Generations Family?

Generations Family has total capital of $3.42 million. Full information on Generations Family's financial position is located above.

Who owns Generations Family?

Credit Unions are owned by their members.

Where are Generations Family branches located?

See branch locations nearby.

Are Generations Family ATMs Open 24/7?

Do Generations Family ATMs accept cash deposits?

Can Generations Family customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Generations Family have a mobile app?

Does Generations Family have mobile deposit?

Does Generations Family have quick pay?

How can Generations Family transfer money to other banks or credit unions?

Does Generations Family report to credit bureaus?

Does Generations Family use Chexsystems?

Does Generations Family use Equifax?

What is Generations Family's toll free phone number?

What is Generations Family's ACH Routing Number?

What is Generations Family's SWIFT code?

Where can I find Generations Family's wire transfer form?

What is the Generations Family address for deposits?

What Products Does Generations Family Offer

Does Generations Family offer mortgages?

Compare mortgage rates here.

Does Generations Family offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Generations Family offer auto and RV loans?

Compare auto loan rates here.

Does Generations Family offer student loans or personal loans?

Compare personal loan rates here.

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