1379 N Fraser St
Georgetown, SC 29440
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.05% →
1-Year CD 0.80% 1.05% →
2-Year CD 0.90% 1.11% →
5-Year CD 1.11% 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Georgetown Kraft is an NCUA insured institution located in Georgetown, SC. It was founded in 1952 and has approximately $121.15 millions in assets.

NCUA Insured Yes
Charter Number # # 60791
Date Established 1952
Assets $121.15 million
Loans $81.17 million
Deposits $104.51 million
Capital $18.12 million

Field of Membership Restrictions

Georgetown Kraft Credit Union of South Carolina is open to the residents, registered students, and the people that maintain employment within Georgetown and Williamsburg Counties.

Deposit Rates - August 8, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.40% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.40% $10,000 $14,999 Learn More
3 Mo CD
0.40% $100,000 $199,999 Learn More
6 Mo CD
0.60% $10,000 $14,999 Learn More
6 Mo CD
0.60% $100,000 $199,999 Learn More
12 Mo CD
0.80% $10,000 $14,999 Learn More
12 Mo CD
0.80% $100,000 $199,999 Learn More
18 Mo CD
0.85% $10,000 $14,999 Learn More
18 Mo CD
0.85% $100,000 $199,999 Learn More
24 Mo CD
0.90% $10,000 $14,999 Learn More
24 Mo CD
0.90% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
48 Mo CD
1.06% $10,000 $14,999 Learn More
48 Mo CD
1.06% $100,000 $199,999 Learn More
60 Mo CD
1.11% $10,000 $14,999 Learn More
60 Mo CD
1.11% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.10% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - August 8, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for GEORGETOWN KRAFT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
NMLS ID: 2890
License#: MC-3098
2.914% 2.875% 0.50 $1,250 $1,038 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Georgetown Kraft branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Georgetown Kraft Locations

Financial Details

Georgetown Kraft Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Georgetown Kraft. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Georgetown Kraft U.S. Average
12.08% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Georgetown Kraft had $2,264,106 in non-current loans and $22,791 in owned assets. To cover these potential losses it had $18,117,336 in net worth and $811,746 in loans loss reserves. That gives it a Texas Ratio of 12.08%.

Net Worth
Georgetown Kraft U.S. Average
14.95% 13.61%

Georgetown Kraft FCU has a net worth of 14.95% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Georgetown Kraft

Branches and Savings

What is Georgetown Kraft?

A federal credit union, registered with the NCUA under certificate #60791.
Learn more about credit unions here.

Is Georgetown Kraft FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Georgetown Kraft?

Please see Field of Membership information above for information on who is eligible to join.

What are Georgetown Kraft's share account and share certificate rates?

Georgetown Kraft's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Georgetown Kraft?

Georgetown Kraft has total capital of $18.12 million. Full information on Georgetown Kraft's financial position is located above.

Who owns Georgetown Kraft?

Credit Unions are owned by their members.

Where are Georgetown Kraft branches located?

See branch locations nearby.

Are Georgetown Kraft ATMs Open 24/7?

Do Georgetown Kraft ATMs accept cash deposits?

Can Georgetown Kraft customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Georgetown Kraft have a mobile app?

Does Georgetown Kraft have mobile deposit?

Does Georgetown Kraft have quick pay?

How can Georgetown Kraft transfer money to other banks or credit unions?

Does Georgetown Kraft report to credit bureaus?

Does Georgetown Kraft use Chexsystems?

Does Georgetown Kraft use Equifax?

What is Georgetown Kraft's toll free phone number?

What is Georgetown Kraft's ACH Routing Number?

What is Georgetown Kraft's SWIFT code?

Where can I find Georgetown Kraft's wire transfer form?

What is the Georgetown Kraft address for deposits?

What Products Does Georgetown Kraft Offer

Does Georgetown Kraft offer mortgages?

Compare mortgage rates here.

Does Georgetown Kraft offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Georgetown Kraft offer auto and RV loans?

Compare auto loan rates here.

Does Georgetown Kraft offer student loans or personal loans?

Compare personal loan rates here.

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