Georgia Guard Credit Union


Our records indicate that this credit union has been acquired by FIVE STAR.


Headquarters

1030 Shurling Dr
Macon, GA 31211
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Georgia Guard is an NCUA insured institution located in Macon, GA. It was founded in 1997 and has approximately $3.4 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 68291
Date Established 1997
Assets $3.40 million
Loans $2.36 million
Deposits $3.22 million
Capital $0.18 million
 

Deposit Rates - September 23, 2026

Your Current Location: Michigan, MI

We do not yet have rates for Georgia Guard

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Loan Rates - September 23, 2026

Your Current Location: Michigan, MI

There are currently no loan rates available for Georgia Guard

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



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Featured - Michigan Home Equity Line Of Credit Rates 2026

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Branches

Below are Georgia Guard branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Burton,Michigan


Georgia Guard Locations


BranchDistance Map View Lobby Hours

Macon-Main Office

702.05 A View Lobby Hours


Climate Policy and Initiatives

GEORGIA GUARD is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Georgia Guard Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Georgia Guard. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Georgia Guard U.S. Average
4.24% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Georgia Guard had $2,108 in non-current loans and $7,000 in owned assets. To cover these potential losses it had $177,071 in net worth and $37,691 in loans loss reserves. That gives it a Texas Ratio of 4.24%.

Net Worth
Georgia Guard U.S. Average
5.2% 14.48%

Georgia Guard FCU has a net worth of 5.2% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Georgia Guard

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