Germania Credit Union

Headquarters

507 Highway 290 E
Brenham, TX 77833
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Notable Rates APY Vs.Others
Savings N.A. 4.15% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Germania is an NCUA insured institution located in Brenham, TX. It was founded in 1985 and has approximately $19.02 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 66857
Date Established 1985
Assets $19.02 million
Loans $10.27 million
Deposits $16.46 million
Capital $2.40 million
 

Deposit Rates - September 18, 2026

Your Current Location: Washington, WA

We do not yet have rates for Germania

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Loan Rates - September 18, 2026

Your Current Location: Washington, WA

There are currently no loan rates available for Germania

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Washington 30 Year Fixed Mortgage Rates 2026

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Featured - Washington Home Equity Line Of Credit Rates 2026

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Branches

Below are Germania branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Maple Valley,Washington


Germania Locations


BranchDistance Map View Lobby Hours

Germania Credit Union

1807.47 A View Lobby Hours


Climate Policy and Initiatives

GERMANIA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Germania Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Germania. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Germania U.S. Average
1.44% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Germania had $370 in non-current loans and $34,466 in owned assets. To cover these potential losses it had $2,398,911 in net worth and $12,141 in loans loss reserves. That gives it a Texas Ratio of 1.44%.

Net Worth
Germania U.S. Average
12.61% 14.48%

Germania FCU has a net worth of 12.61% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Germania

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