Gloucester, MA 01930
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Notable Rates APY Vs.Others
Savings N.A. 1.40% →
1-Year CD N.A. 1.15% →
2-Year CD N.A. 1.26% →
5-Year CD N.A. 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Gloucester Municipal is an NCUA insured institution located in Gloucester, MA. It was founded in 1941 and has approximately $2 millions in assets.

NCUA Insured Yes
Charter Number # # 66371
Date Established 1941
Assets $2.00 million
Loans $0.45 million
Deposits $1.62 million
Capital $0.38 million

Deposit Rates - July 7, 2020

Your Current Location: Virginia, VA 20146

We do not yet have rates for Gloucester Municipal

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Loan Rates - July 7, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for GLOUCESTER MUNICIPAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More
NMLS ID: 2890
License#: MC-3098
3.039% 3.000% 0.50 $1,250 $1,055 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info

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Below are Gloucester Municipal branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Gloucester Municipal Locations

Financial Details

Gloucester Municipal Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Gloucester Municipal. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Gloucester Municipal U.S. Average
2.52% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Gloucester Municipal had $9,699 in non-current loans and $0 in owned assets. To cover these potential losses it had $381,412 in net worth and $3,330 in loans loss reserves. That gives it a Texas Ratio of 2.52%.

Net Worth
Gloucester Municipal U.S. Average
19.08% 13.86%

Gloucester Municipal FCU has a net worth of 19.08% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Gloucester Municipal

Branches and Savings

What is Gloucester Municipal?

A federal credit union, registered with the NCUA under certificate #66371.
Learn more about credit unions here.

Is Gloucester Municipal FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Gloucester Municipal?

Please see Field of Membership information above for information on who is eligible to join.

What are Gloucester Municipal's share account and share certificate rates?

Gloucester Municipal's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Gloucester Municipal?

Gloucester Municipal has total capital of $0.38 million. Full information on Gloucester Municipal's financial position is located above.

Who owns Gloucester Municipal?

Credit Unions are owned by their members.

Where are Gloucester Municipal branches located?

See branch locations nearby.

Are Gloucester Municipal ATMs Open 24/7?

Do Gloucester Municipal ATMs accept cash deposits?

Can Gloucester Municipal customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Gloucester Municipal have a mobile app?

Does Gloucester Municipal have mobile deposit?

Does Gloucester Municipal have quick pay?

How can Gloucester Municipal transfer money to other banks or credit unions?

Does Gloucester Municipal report to credit bureaus?

Does Gloucester Municipal use Chexsystems?

Does Gloucester Municipal use Equifax?

What is Gloucester Municipal's toll free phone number?

What is Gloucester Municipal's ACH Routing Number?

What is Gloucester Municipal's SWIFT code?

Where can I find Gloucester Municipal's wire transfer form?

What is the Gloucester Municipal address for deposits?

What Products Does Gloucester Municipal Offer

Does Gloucester Municipal offer mortgages?

Compare mortgage rates here.

Does Gloucester Municipal offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Gloucester Municipal offer auto and RV loans?

Compare auto loan rates here.

Does Gloucester Municipal offer student loans or personal loans?

Compare personal loan rates here.

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