Golden Key


1226 Golden Key Circle
El Paso, TX 79925
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Golden Key is an NCUA insured institution located in El Paso, TX. It was founded in 1951 and has approximately $61.68 millions in assets.

Golden Key Federal Credit Union merged with El Paso Area Teachers Credit Union (TFCU) .

NCUA Insured Yes / Federally Chartered
Charter Number # # 7224
Date Established 1951
Assets $61.68 million
Loans $18.82 million
Deposits $46.41 million
Capital $14.78 million

Deposit Rates - June 21, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Golden Key

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Loan Rates - June 21, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for GOLDEN KEY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
2.753% 2.750% 0.00 $102 $1,021 Learn More
CIT Bank
NMLS ID: 541760
3.016% 2.950% 0.88 $2,105 $1,048 Learn More
Rocket Mortgage
NMLS ID: 3030
3.465% 3.375% 0.63 $2,812 $1,106 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.840 %
Intro Period: 12 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



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Golden Key Locations

Financial Details

Golden Key Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Golden Key. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Golden Key U.S. Average
2.83% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Golden Key had $271,616 in non-current loans and $154,288 in owned assets. To cover these potential losses it had $14,780,670 in net worth and $248,382 in loans loss reserves. That gives it a Texas Ratio of 2.83%.

Net Worth
Golden Key U.S. Average
23.96% 12.67%

Golden Key FCU has a net worth of 23.96% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Golden Key

Branches and Savings

What is Golden Key?

A federal credit union, registered with the NCUA under certificate #7224.
Learn more about credit unions here.

Is Golden Key FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Golden Key is insured by the NCUA.

Who can join Golden Key?

Please see Field of Membership information above for information on who is eligible to join.

What are Golden Key's share account and share certificate rates?

Golden Key's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Golden Key?

Golden Key has total capital of $14.78 million. Full information on Golden Key's financial position is located above.

Who owns Golden Key?

Credit Unions are owned by their members.

Where are Golden Key branches located?

See branch locations nearby.

Are Golden Key ATMs Open 24/7?

Do Golden Key ATMs accept cash deposits?

Can Golden Key customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Golden Key have a mobile app?

Does Golden Key have mobile deposit?

Does Golden Key have quick pay?

How can Golden Key transfer money to other banks or credit unions?

Does Golden Key report to credit bureaus?

Does Golden Key use Chexsystems?

Does Golden Key use Equifax?

What is Golden Key's toll free phone number?

What is Golden Key's ACH Routing Number?

What is Golden Key's SWIFT code?

Where can I find Golden Key's wire transfer form?

What is the Golden Key address for deposits?

What Products Does Golden Key Offer

Does Golden Key offer mortgages?

Compare mortgage rates here.

Does Golden Key offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Golden Key offer auto and RV loans?

Compare auto loan rates here.

Does Golden Key offer student loans or personal loans?

Compare personal loan rates here.

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