GOLDEN WEST CITIES

Headquarters

P O BOX 2309
Garden Grove, CA 92840
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Golden West Cities is an NCUA insured institution located in Garden Grove, CA. It was founded in 1960 and has approximately $41.38 millions in assets.

NCUA Insured Yes
Charter Number # # 13451
Date Established 1960
Assets $41.38 million
Loans $14.17 million
Deposits $35.68 million
Capital $5.57 million
 

Deposit Rates - January 15, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Golden West Cities

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Golden West Cities
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Loan Rates - January 15, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for GOLDEN WEST CITIES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.701% 2.625% 1.00 $2,495 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to GOLDEN WEST CITIES
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Golden West Cities branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Golden West Cities Locations


Financial Details

Golden West Cities Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Golden West Cities. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Golden West Cities U.S. Average
0.10% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Golden West Cities had $5,768 in non-current loans and $0 in owned assets. To cover these potential losses it had $5,566,602 in net worth and $110,328 in loans loss reserves. That gives it a Texas Ratio of 0.10%.

Net Worth
Golden West Cities U.S. Average
13.45% 12.91%

Golden West Cities FCU has a net worth of 13.45% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Golden West Cities

Branches and Savings

What is Golden West Cities?

A federal credit union, registered with the NCUA under certificate #13451.
Learn more about credit unions here.

Is Golden West Cities FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Golden West Cities?

Please see Field of Membership information above for information on who is eligible to join.

What are Golden West Cities's share account and share certificate rates?

Golden West Cities's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Golden West Cities?

Golden West Cities has total capital of $5.57 million. Full information on Golden West Cities's financial position is located above.

Who owns Golden West Cities?

Credit Unions are owned by their members.

Where are Golden West Cities branches located?

See branch locations nearby.

Are Golden West Cities ATMs Open 24/7?

Do Golden West Cities ATMs accept cash deposits?

Can Golden West Cities customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Golden West Cities have a mobile app?

Does Golden West Cities have mobile deposit?

Does Golden West Cities have quick pay?

How can Golden West Cities transfer money to other banks or credit unions?

Does Golden West Cities report to credit bureaus?

Does Golden West Cities use Chexsystems?

Does Golden West Cities use Equifax?

What is Golden West Cities's toll free phone number?

What is Golden West Cities's ACH Routing Number?

What is Golden West Cities's SWIFT code?

Where can I find Golden West Cities's wire transfer form?

What is the Golden West Cities address for deposits?

What Products Does Golden West Cities Offer

Does Golden West Cities offer mortgages?

Compare mortgage rates here.

Does Golden West Cities offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Golden West Cities offer auto and RV loans?

Compare auto loan rates here.

Does Golden West Cities offer student loans or personal loans?

Compare personal loan rates here.

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