GOLDENWEST

P O Box 1111
Ogden, UT 84402

Notable Rates APY Vs.Others
Savings N.A. 2.20% →
1-Year CD 1.95% 2.20% →
2-Year CD 2.10% 2.20% →
5-Year CD 2.30% 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

Goldenwest is an NCUA insured institution located in Ogden, UT. It was founded in 1936 and has approximately $1695.92 millions in assets.

Who can join?

You can if...

You live, work, worship, volunteer or attend school within one of the select areas of Weber, Davis, Salt Lake, Utah, Washington, or Cache counties.

You have an immediate family member who is a Goldenwest member.

You work for, volunteer for, or are retired from one of Goldenwest's Select Employer Groups (SEG) or affiliated association, or have an immediate family member who works for or is retired from one of Goldenwest's Select Employer Groups (SEG) or affiliated association.

You or one of your immediate family members attends a school in one of the following school districts:

Box Elder School District
Davis School District
Logan City School District
Morgan County School District
Washington County School District

NCUA Insured Yes
Charter Number # # 24693
Date Established 1936
Assets $1,695.92 million
Loans $1,269.08 million
Deposits $1,433.19 million
Capital $229.87 million
 

Field of Membership Restrictions

Membership in Goldenwest Credit Union is open to those who live, work, worship, volunteer, or attend school in Weber County, or select parts of Cache, Davis, Salt Lake, Utah and Washington Counties. Membership is also to those who attend school in Box Elder, Davis, Logan, Morgan, North Summit or Washington school districts and employees, students, and alumni of Utah State University and their extensions.

Deposit Rates - February 19, 2020

Your Current Location: Connecticut, CT 06828

CD Rates (Share Certificate Rates) APY MIN MAX
1.80% $500 $49,999 Learn MoreShow Less
12 Mo CD
1.95% $500 $49,999 Learn MoreShow Less
2.00% $500 $49,999 Learn MoreShow Less
2.10% $500 $49,999 Learn MoreShow Less
2.15% $500 $49,999 Learn MoreShow Less
2.20% $500 $49,999 Learn MoreShow Less
2.25% $500 $49,999 Learn MoreShow Less
2.30% $500 $49,999 Learn MoreShow Less

Loan Rates - February 19, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for GOLDENWEST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
Rocket Mortgage
NMLS ID: 3030
4.668% 4.625% 0.00 $1,250 $1,286 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.375% 3.375% 0.00 ($80) $1,106 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Eastern Bank
Eastern Bank
4.250 %
$25,000 Learn More
More Info
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
5.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to GOLDENWEST
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Goldenwest branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Goldenwest Locations


Financial Details

Goldenwest Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Goldenwest. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Goldenwest U.S. Average
2.25% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Goldenwest had $4,627,318 in non-current loans and $945,663 in owned assets. To cover these potential losses it had $229,868,121 in net worth and $17,430,000 in loans loss reserves. That gives it a Texas Ratio of 2.25%.

Net Worth
Goldenwest U.S. Average
13.55% 13.65%

Goldenwest FCU has a net worth of 13.55% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Goldenwest

Branches and Savings

What is Goldenwest?

A federal credit union, registered with the NCUA under certificate #24693.
Learn more about credit unions here.

Is Goldenwest FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Goldenwest?

Please see Field of Membership information above for information on who is eligible to join.

What are Goldenwest's share account and share certificate rates?

Goldenwest's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Goldenwest?

Goldenwest has total capital of $229.87 million. Full information on Goldenwest's financial position is located above.

Who owns Goldenwest?

Credit Unions are owned by their members.

Where are Goldenwest branches located?

See branch locations nearby.

Are Goldenwest ATMs Open 24/7?

Do Goldenwest ATMs accept cash deposits?

Can Goldenwest customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Goldenwest have a mobile app?

Does Goldenwest have mobile deposit?

Does Goldenwest have quick pay?

How can Goldenwest transfer money to other banks or credit unions?

Does Goldenwest report to credit bureaus?

Does Goldenwest use Chexsystems?

Does Goldenwest use Equifax?

What is Goldenwest's toll free phone number?

What is Goldenwest's ACH Routing Number?

What is Goldenwest's SWIFT code?

Where can I find Goldenwest's wire transfer form?

What is the Goldenwest address for deposits?

What Products Does Goldenwest Offer

Does Goldenwest offer mortgages?

Compare mortgage rates here.

Does Goldenwest offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Goldenwest offer auto and RV loans?

Compare auto loan rates here.

Does Goldenwest offer student loans or personal loans?

Compare personal loan rates here.

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